Re: Part D

[Guest guest]

, it's worth a lot to me. I suppose if you're independently wealthy,

you won't need it. But, in my case, I just bought my month's supply of pain

meds, MS Contin. It cost me $5, as do the rest of my standard meds. So far,

in the month of January, I've spent $20.69 for $195.44 worth of meds. It

saves me enough to make up for the monthly premium of $19.80, and of course,

Medicare will take $93.50 for the standard premium that we all pay. That is

unless you pick another plan than Medicare. So is it worth it? For me it is!

The next thing I'll have to watch is when I approach the " Donut Hole " . I

fell into it in December and had to pay full price for meds that month, but

it won't happen again (I hope). I'm using Humana and get the meds at

WalMart. That way, if we decide to travel anywhere, we can get our meds at

another WalMart if we need to. I'll be glad when Betty gets her Medicare,

her meds are out of pocket and expensive.

Dennis in Eastexas

" It's not Rocket Surgery "

Re: [ ] Re:Rheumatologists in Texas?

>a question for the group...im on dissability for ra now and in a couple of

>months,eligible for medicare...my question is about part

>d-prescription...if the expensive ra drugs arent covered by it...its not of

>much use to me...would appreciate any info/experience u have on

>this...frank carnes

>

[Guest guest]

Just had to share my 2cents worth on this subject. Prior to getting

on Medicare and Plan D, I was receiving MOST of my meds from the

Pharmaceutical companies since I had no insurance and certainly could

not afford to buy my meds. Then, I got Medicare after being on

Disability for 2 yrs, then along comes Plan D. Well, I went from FREE

yes totally FREE drugs to the tune of about $900 a month, to paying a

percentage. Because I qualified at one time for Tenncare, then I was

put on a " special " program thru Humana and Plan D that allowed me to

get my meds for $3.00 for Brand and $1.00 for generics. I continued

that in 2006 until August, when I was notified that due to adding

Humira to the cocktail I'm receiving, I met my catastophic amount so

from the middle of August until Dec 31, 2006 I would receive ALL MY

MEDS FOR FREE....yeppers...not one red cent. So, as of Jan 1st, I'm

back on the $1.00/$3.00 only up until the governor of Tennessee kicks

me off Tenncare...at that point I will be in the same boat as everyone

else in that I will have Standard Humana (as long as I'm on Tenncare I

can't purchase anything BUT STANDARD), so the moment I go off Tenncare

I will then be thrown in that pool of percentages and then of course

the dreaded GAP coverage whereas 0-2250 I pay 25%, then 2250-3600 I

pay 100% (how in the world am I suppose to pay $1400 worth of

prescriptions on a $1100 a month income?????) then after $3600 then I

would reach catastrophic again and go to zero. Does any of this make

sense?????

So for now...the moral of my story is..Please Governor, don't kick me

off Tenncare....I have several diseases that I require 10 meds or more

a month and there's not one of them that I can say..oh well I don't

have the money to buy that one this month so I can eat!!!!

Take care everyone,

Lyn

In constant pain even with the big time drugs!!!

>

> , it's worth a lot to me. I suppose if you're independently

wealthy,

> you won't need it. But, in my case, I just bought my month's supply

of pain

> meds, MS Contin. It cost me $5, as do the rest of my standard meds.

So far,

> in the month of January, I've spent $20.69 for $195.44 worth of

meds. It

> saves me enough to make up for the monthly premium of $19.80, and of

course,

> Medicare will take $93.50 for the standard premium that we all pay.

That is

> unless you pick another plan than Medicare. So is it worth it? For

me it is!

> The next thing I'll have to watch is when I approach the " Donut

Hole " . I

> fell into it in December and had to pay full price for meds that

month, but

> it won't happen again (I hope). I'm using Humana and get the meds at

> WalMart. That way, if we decide to travel anywhere, we can get our

meds at

> another WalMart if we need to. I'll be glad when Betty gets her

Medicare,

> her meds are out of pocket and expensive.

>

> Dennis in Eastexas

> " It's not Rocket Surgery "

>

> Re: [ ] Re:Rheumatologists in Texas?

>

>

> >a question for the group...im on dissability for ra now and in a

couple of

> >months,eligible for medicare...my question is about part

> >d-prescription...if the expensive ra drugs arent covered by

it...its not of

> >much use to me...would appreciate any info/experience u have on

> >this...frank carnes

> >

>

[Guest guest]

Dennis,

You know I have heard where they made a local lady here in Texas. She died

and the state took everything. Made her family sell of her old raggy

trailerhouse and any other real property to get back what they had spent on

her.

I have heard from many seniors...when they reach the point they transfer

everything into a family members name...and then pay rent to that person at

least on paper so there is NOTHING to take upon there death. Some even pre-pay

for all funeral costs and have very little if any life insurance...just enough

to cover final expenses....just so the government can not take everything.

Its sad that people have to resort to such measures.

I say they need to start garnishing wages and taking back all the welfare

money spent on all these unwed teenage mothers...my hubby has family that is 3

and 4 generation welfare because its easier to get a check than get out and

work.

Toni

Posted by: " betnden@... " _betnden@... _

(mailto:betnden@...?Subject= Re:%20Part%20D) _galaxiexl68 _

(galaxiexl68)

Tue Jan 16, 2007 7:52 am (PST)

From what I've seen, the pharmaceuticals have a blanket policy that if a

person has any kind of prescription coverage, he/she is ineligible for

assistance. This may not be true in all cases, so you need to check for

yourself. And here in Texas, we are reminded regularly that any state spent

moneys through Medicaid will be taken from our estate. I guess I won't have

to worry about that since I've only received a food stamp card worth $10 per

month and haven't even wasted my time using it.

Dennis in Eastexas

" It's not Rocket Surgery "

[Guest guest]

The only way this government is going to take care at giving us a REAL

healthcare system is if THEY have to go it. We should be allowed to

vote their healthcare, their raise, and their pension. Instead, THEY

vote for US and we get screwed. It doesn't matter who is in office,

they are all looking out for each other...Marina

>

> Joyce,

>

> It's doesn't matter who is in office, it's all feel good

legislation. They

> all do it.

>

> Kate

>

>

>>

[Guest guest]

>

> >

Toni You are right about the welfare and they also need to go after

the dead beat fathers as well

Just my two cents.

Janet IN IL '

> I say they need to start garnishing wages and taking back all the

welfare

> money spent on all these unwed teenage mothers...my hubby has

family that is 3

> and 4 generation welfare because its easier to get a check than

get out and

> work.

>

> Toni

>

>

>

>

[Guest guest]

Here in CA, if you are in long term care paid for by Medi-Cal and

cannot afford private pay for your care, the state can seize your

assets. Putting those assets in a family member's name will not

exempt it from seizure, unless the name transfer took place more

than three years prior to your admittance to long term care.

As a former nurse working in long term care, more than once I've had

to deal with the aftermath of the state informing some little frail

elderly person that everything they've worked for all their lives is

gone. It's absolutely heartbreaking. More than once I've seen an

elderly person in this position just flat lose the will to live and

be gone within days after finding this out the hard way, with no

medical reason for dying.

There's a huge difference between 'legal' and 'moral'.

LCB

>

> Joyce,

>

> I believe they are talking about people who are on Medicaid, not

Medicare.

>

> Joanne

>

> [ ] Re: Part D

> >

> >

> > Dennis,

> > You know I have heard where they made a local lady here in

Texas. She

> > died

> > and the state took everything. Made her family sell of her old

raggy

> > trailerhouse and any other real property to get back what they

had spent

> > on

> > her.

> >

> > I have heard from many seniors...when they reach the point they

transfer

> > everything into a family members name...and then pay rent to

that person

> > at

> > least on paper so there is NOTHING to take upon there death.

Some even

> > pre-pay

> > for all funeral costs and have very little if any life

insurance...just

> > enough

> > to cover final expenses....just so the government can not take

> > everything.

> > Its sad that people have to resort to such measures.

> >

> > I say they need to start garnishing wages and taking back all

the welfare

> > money spent on all these unwed teenage mothers...my hubby has

family that

> > is 3

> > and 4 generation welfare because its easier to get a check than

get out

> > and

> > work.

> >

> > Toni

> >

> >

> >

> >

> >

> >

> >

[Guest guest]

She was on medicare and medicaid due to income. They attempted to make her

family sell everything so they couldhave the money after her death since the

state paid to care for her.

The family gave away everything except for the real property just to piss of

the state of texas. He nephew is a rebel....but it was said cause he watch

the government suck his aunt dry cause she was sick. She finally gave up and

died.

It was very said. Now I know why people " sell " everything and go into a

retirement community. That way there is NOTHING to take!

Toni