Re: Re: Would like a Reference for - Steph

July 10, 2011

Steph, for my dd insurance paid some but our out of pocket expense was $60,000.

My dd was severely ill when she went to her intensive inpatient hospitalization

and we didn't feel like we had a choice any longer. We were truly at the end of

our rope and didn't feel like she would survive much longer if we didn't do

something drastic. We would have done whatever she needed at that point. We were

fortunate because my school district agreed to reimburse us $38,000 of our out

of pocket cost directly to us because they said my dd couldn't benefit from any

schooling until her mental health needs were addressed more intensely. Also, how

much the insurance company pays is dependent on your insurance company. Mine

would have paid more at but that was not where my dd was. Her treatment

was more expensive because it was intensive inpatient and is residential.

Stormy

________________________________

To:

Sent: Sun, July 10, 2011 8:17:03 AM

Subject: Re: Would like a Reference for - Can we talk?

I hope this isn't a terribly rude question, but I've been thinking about the

families whose kids have spent 5 or 6 months at a place like . How does

one pay for this? Do insurance companies actually step up and pay most of the

bills?

We are like most folks in that if we have a couple of thousand dollars in the

bank, we're doing well. :-D We are not considering this kind of option for my

daughter right now. But it is always in the back of my mind. I need to know

there's somewhere to turn in case she has to be hospitalized again and short

term hospitalization isn't good enough. Y'know?

Thanks.

Steph (17 y/o dd with OCD, anxiety/depression, Asperger's & NVLD)

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