Re:Advice Please

[Guest guest]

Katrena,

I know sort of what you went thru as we went thru the

nursing home thing with my mother in law and now next

week I head off to florida to do the same thing with

my mother.

Here in New York nursing homes first take private

insurance or the people assets are used to pay for

then until they run out.

Then Medicaid takes over.

Luckily my M-I-L HAD a little money and she had the

payments for the first few years. We had looked into

when we had to prepare the paperwork for Medicaid and

we were told by the rep that when she got to the point

where she only had 6 months of money left then to

start the paperwork.

When a person has them take over the monthly payments

for the nursing home they are only allowed to have

$4,000 left in their personal bank account -

everything else has to be gone ( and accounted for too

) , then they only let my M-I-L keep $50/ month out of

her Social Security check too to cover incidentials

like phone , newspaper , cable TV while she was in the

nursing home.

That $50 didn't cover much more than her snacks and a

haircut every few months , so we the kids picked up

the rest.

Thats the way it worked here in New York , I don't

know if it changes by state or not.

It would probably be a good idea just to go in and

talk to them and find out for sure.

Don't depend on this info or any other you find online

when dealing with something as important as this.

I'll be finding out about the laws in Florida next

week though as my Mom and I are going to be looking at

nursing homes and talking to Social Security there.

Good luck with your pain and the nursing home stuff

Jim

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Posted by: " katrena_wooden " katrena_wooden@...

Yesterday was a very trying day for me. Trying to help

my family find a nursing home for my grandmother has increased my

stress level. With the increase in stress comes an increase in pain. Mypain

level today has been in the 7-9 range. It usually runs 3-4. I havean appointment

with my doctor next Wedbesday. That's as soon as shecould get me in.