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Re: Concerning Cobra Insurance

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To further what Ora said, if your company provided benefits to

specialists outside the HMO before, those same benefits would apply. For

instance, I think mine will pay 80% if you have been referred. So, if

you found a specialist, you would need to be referred to her/him, and

then the same coverage would apply. I.e., your benefits should be 100%

the same whether you are paying because of COBRA or whether you had the

insurance while working.

AnnMarie

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