Guest guest Posted February 18, 2008 Report Share Posted February 18, 2008 All of you that have applied and are in the long process of waiting to be approved, MY PRAYERS ARE WITH YOU! My husband has cardiomyopathy. He was a sheet metal foreman for the same company for almost 30 years when he could no longer work. He was approved right away. But, we were denied immediate assistance because of his 401k and because we sold our house and made a slight profit. They will NOT give you immediate assistance unless you have less than $2,000 in assets. After approval, they penalize you for 6 months if you have more than the 2,000. After that, you do start receiving benefits, but you will not qualify for Medicare until 1.5 year after your intial application. Now, I have my RA diagnosis. I am lucky enough to be responding to the MTX, so I am hoping that I will not have to visit the SS anytime soon! I was lucky enough to be able to carry my husband and son on my health insurance during that awful time. I often wondered if SS was hoping that the people who had no insurance would die before their rightful benefits finally kicked in! Good Luck To All Of You! F. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 19, 2008 Report Share Posted February 19, 2008 I just what to remind people that there is NO income (other retirement or money coming in) or property (money you have in savings, property you own) for SSDI (Social Sercurity Disability Income). SSDI is a retirement program that you pay for. SSI is a entitlement program (welfare) for people who did not pay enough into SSA or have not working long enough. To qualify for SSI you need to have income under the SSI amount you would receive and liquid assets under $2,000 or $4,000 dollars. If you aren't sure of which one you would be applying for call SSA and ask. > > All of you that have applied and are in the long process of waiting to be approved, MY PRAYERS ARE WITH YOU! My husband has cardiomyopathy. He was a sheet metal foreman for the same company for almost 30 years when he could no longer work. He was approved right away. But, we were denied immediate assistance because of his 401k and because we sold our house and made a slight profit. They will NOT give you immediate assistance unless you have less than $2,000 in assets. After approval, they penalize you for 6 months if you have more than the 2,000. After that, you do start receiving benefits, but you will not qualify for Medicare until 1.5 year after your intial application. > > Now, I have my RA diagnosis. I am lucky enough to be responding to the MTX, so I am hoping that I will not have to visit the SS anytime soon! > > I was lucky enough to be able to carry my husband and son on my health insurance during that awful time. I often wondered if SS was hoping that the people who had no insurance would die before their rightful benefits finally kicked in! Good Luck To All Of You! F. > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted May 2, 2008 Report Share Posted May 2, 2008 All you do is have your physician fill out the paperwork, and turn it into your HR department, they can not turn it down as it is a Federal Law that ALL employers comply with FMLA. It will give you time off for pain, or doctors appointments, etc. You Can take the time in hours or days or weeks. You will not need legal help, if your employer gives you a hard time, I have a federal # you can call. It is immediate, once you turn your paperwork in to HR. Autumn <ajbutterfly1978@...> wrote: How do you even file a claim? How long does it take? Do you usually need legal help? I don't really know what to do to get started. Thanks Autumn --------------------------------- Be a better friend, newshound, and know-it-all with Mobile. Try it now. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted May 2, 2008 Report Share Posted May 2, 2008 I went to the SS website & filed on line. http://www.socialsecurity.gov/d & s1.htm --- In , " Autumn " <ajbutterfly1978@...> wrote: > > How do you even file a claim? How long does it take? Do you usually > need legal help? I don't really know what to do to get started. > > Thanks > Autumn > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted May 2, 2008 Report Share Posted May 2, 2008 Social Security Disability takes an average of 18 months for approval. Many many claims are rejected the first round. So usually you need to file an appeal. If approved the check would be retroactive to the date of onset established.Kathy Quote Link to comment Share on other sites More sharing options...
Guest guest Posted May 2, 2008 Report Share Posted May 2, 2008 yeah i already appeared in front of a judge on the 21st... it went pretty well... now the waiting process... kbking63 <rtking33@...> wrote: Social Security Disability takes an average of 18 months for approval. Many many claims are rejected the first round. So usually you need to file an appeal. If approved the check would be retroactive to the date of onset established.Kathy --------------------------------- Be a better friend, newshound, and know-it-all with Mobile. Try it now. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted May 2, 2008 Report Share Posted May 2, 2008 first u get all ur medical records from ur doctors then go down to social security office and apply for ssi. then they'll review it. if they deny u u get to request for an appeal. if ur denied again then u can request to appear in front of a judge... i had to go thru all of that. but mainly u would go thru social security. Jeanette <jhkerch@...> wrote: I went to the SS website & filed on line. http://www.socialsecurity.gov/d & s1.htm --- In , " Autumn " <ajbutterfly1978@...> wrote: > > How do you even file a claim? How long does it take? Do you usually > need legal help? I don't really know what to do to get started. > > Thanks > Autumn > --------------------------------- Be a better friend, newshound, and know-it-all with Mobile. Try it now. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted May 2, 2008 Report Share Posted May 2, 2008 It is VERY common to be rejected on the first round and many cases have taken up to 2 years in appeals at least in the state I live in TX. I can only assume they have similar practices in other states. It is a very tedious process but worth it in the end. Keep detailed notes of everything that is affected by your disability. HUGZ PeggyH Social Security Disability takes an average of 18 months for approval. > Many many claims are rejected the first round. So usually you need to > file an appeal. If approved the check would be retroactive to the date > of onset established.Kathy Quote Link to comment Share on other sites More sharing options...
Guest guest Posted May 2, 2008 Report Share Posted May 2, 2008 Autumn, I just went through the process of SSDI. I was approved in 6 months; I know that is not the norm, but I will tell you what I did. File a claim online. Get all your medical records together and either drop them off personally or mail them in (if you do send it, mail it certified return receipt. You will get a postcard in the mail of whoever signed for it). I would get a lawyer from the get go. I don't know if it helped me, but I honestly think it did because I didn't get denied. Sorry to get on this post kinda late...I was having a bad flare and could barely move. Best of luck to you. --- In , " Autumn " <ajbutterfly1978@...> wrote: > > How do you even file a claim? How long does it take? Do you usually > need legal help? I don't really know what to do to get started. > > Thanks > Autumn > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted May 2, 2008 Report Share Posted May 2, 2008 Mine took 5 years and an appeal..Even after getting an appeal, I had to wait almost a year to go in front of a judge. Getting a lawyer that takes a case on contingency (pay if you win) is the best advice I could ever give anyone on this. They retroacted my back pay all the way back to 2000 but I still didn't get all of that until last year. Sometimes, the system can be a real mess..it's good to have someone on your side to navigate the way through and quicker Lynn Kong <lillynn99@...> wrote: first u get all ur medical records from ur doctors then go down to social security office and apply for ssi. then they'll review it. if they deny u u get to request for an appeal. if ur denied again then u can request to appear in front of a judge... i had to go thru all of that. but mainly u would go thru social security. Jeanette <jhkerch@...> wrote: I went to the SS website & filed on line. http://www.socialsecurity.gov/d & s1.htm > > How do you even file a claim? How long does it take? Do you usually > need legal help? I don't really know what to do to get started. > > Thanks > Autumn > --------------------------------- Be a better friend, newshound, and know-it-all with Mobile. Try it now. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted May 2, 2008 Report Share Posted May 2, 2008 Autumn, Like , I was approved fairly fast. I applied in February and was approved in May of the same year. I highly recommend you read the Social Security Section of the But You Don't Look Sick website at http://www.butyoudontlooksick.com/boards/viewforum.php?f=32 There is a lot of great information there. One of the important things to keep in mind is that for SSA disability it isn't just that you are disabled, but that the disability prevents you from working. You can ask the moderator of that site for a matrix to document how your disease has effected you, and examples of letters for your doctor to write. A lot of what will help you be approved is how you document both your disability and it's effects on your ability to work or not. Quote Link to comment Share on other sites More sharing options...
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