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kerrie (IVF mentioned)

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Kerrie,

I have Blue Choice which is part of Blue Cross Blue Shield. They were

just taken over by Anthem. I called there last week to talk about the

fact that I am going to an infertility specialist. They told me they

would only cover a diagnosis and they would not cover anything after

that.

Pam

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In a message dated 3/26/2000 6:06:21 PM Pacific Standard Time,

kramer@... writes:

<< told me they

would only cover a diagnosis and they would not cover anything after

that. >>

Pam,

Do they cover any of the fertility meds?

Kerrie

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Pam:

I used to have Health Options, which is an HMO affiliated with Blue Cross

Blue Shield in Florida. They would only pay for diagnosis also, and fought

me over that. Most of the testing I had done was after I switched to my

husband's insurance last May. You should have seen the hassle they gave me

over my follow up care after my ectopic! It was a disgrace. My first

appointment after surgery I sat in the waiting room of my doctor's office

crying for an hour while the office staff (they were so great) argued on my

behalf with the insurance co so I could see the doctor. It was awful.

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Kerrie:

I am not Pam, but I know when I was looking into the same thing my insurance

would cover NOTHING when it came to any TREATMENT of infertility. That

included procedures, meds, the whole package. If we had pursued IVF, the

entire cost would have come out of our pocket (which would have been

impossible for us to afford). Insurance policies really stink sometimes,

don't they?

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