HIV/AIDS and Insurance: A list of resources

[Guest guest]

HIV/AIDS and Insurance: A list of resources

Health insurance is a critical issue for people living with HIV/AIDS.

Presently most government and private health insurance schemes do not

cover the medical expenses of PLHIV. There is an urgent need to look

at innovative solutions to ensure medical coverage and provision of

ART through different schemes, and examine the possibility of health

insurance for PLHIV.

1. HIV/AIDS and the Law Trainer's Manual, module 9: HIV/AIDS and

Insurance: This module gives participants an understanding of what

insurance is, the different types of insurance and the approach of

insurance companies towards HIV and AIDS.

http://www.aidsportal.org/repos/HIV_AIDS_and_the_Law_Module_9.pdf

2. Paying for HIV/AIDS Services; Lessons from National Health

Accounts; Community Based Health Insurance in Rwanda, 1998-1999: This

report focuses on the financial side of HIV/AIDS, and examines how

much and what proportion of overall health expenditures by

government, donors and patients go towards the prevention and

treatment of HIV/AIDS.

http://data.unaids.org/Publications/IRC-pub02/JC653-Rwanda_en.pdf

3. The Link between Public and Private Insurance and HIV-Related

Mortality: This paper seeks to identify the causal effects of

different types of insurance on mortality by analyzing observational

data on a nationally representative sample of adult HIV positive

patients receiving care in the US.

http://works.bepress.com/cgi/viewcontent.cgi?

article=1045 & context=dana_goldman

4. AIDS/HIV and Health Insurance: The article describes

justifications that insurance companies engage in to minimize their

risk while providing cover for PLHIV. Often these practices are

discriminatory and illegal.

http://www.aegis.com/default.asp?

req=http://www.aegis.com/pubs/bala/1992/ba921008.html

5. Feasibility of an Insurance Programme for HIV/AIDS Financing in

Uganda: Describes financing, related governance, a survey of

government workers and issues related to the feasibility of

developing an integrated insurance model for HIV in Uganda.

http://www.synergyaids.com/documents/PNADF570.pdf

6. Covering Treatment for HIV and AIDS in India: A Feasibility Study.

The aim of this study was to explore potential schemes that can be

piloted in order to test their financial and operational feasibility.

http://data.undp.org.in/hiv/UNDPFeasabilityStudy.pdf

7. Statement of Best Practice on HIV and Insurance: This Statement

sets out requirements on, and guidance for, insurance industry

professionals, for use when dealing with applications for insurance

where HIV may be an issue.

http://www.abi.org.uk/Display/File/86/HIV_SoBP_September_2004.doc

8. Linking Insurance Rate Bonuses to Improvements in Workplace

HIV/AIDS Programmes in Thailand: Describes an insurance programme

designed to promote the integration of HIV/AIDS prevention activities

into business operations.

http://www.popcouncil.org/horizons/ressum/lnknginsurance_thailand.html

SHIC team. SHIC E-mail Update No. 84, Nov 16-30, 2007

http://shic.org.in/

e-mail: shic@...