REPOST~~~~ insurance question - please help!~~~~~

[Guest guest]

Lil needs help guys!!! Anybody self pay???

>

> Hi all!

>

> So my insurance is changing soon over to United Health

Care...which

> has a written exclusion policy for weight loss surgery and

> apparently ANY treatment of obesity, be it surgical or not!

> (WHAT?!?! how is that legal?!) I certainly can't afford the surgery

> on my own, but my parents are so incredibly generous and supportive

> and told me that they'd help me pay for the surgery if it came to

> that. So I talked to the nice people at NWWLS and they said they

> actually won't do the surgery if your insurance won't cover it

> because if anything goes wrong, I'd get nailed with even MORE bills

> and the surgery is already about 36,000. It totally makes sense,

but

> kinda a bummer and another kink in my plan. SOOOOO (the woman

> in charge of insurance and stuff at NWWLS center) suggested that I

> find another plan on my own. Some that she mentioned were BC/BS,

> Tufts, and Harvard Pilgrim. It looks like Tufts doesn't insure just

> individuals...only if you're with a company...but BC/BS and Harvard

> Pilgrim looked like they have a few plans for individuals. Ok, so

my

> question is, does anyone have any advice for me as to what to do?

> Which company/plan to go with?? Anyone else here ever do anything

> like this? please help if you can!

>

> Thanks!!

>

> ~Lil~

>