401-K and matching clinic funds

[Guest guest]

Dear all,

I am a PT owner of a small private clinic with 2.1 PT FTE's, 1.8 front

office staff and .5 fitness provider for cash-based rx. We offer a 401-

K with 3% matching funds by the company. What do other folks do? It

woudl be helpful to see if I have bit off more than I can chew

financially in order to draw long term staff, or if it is worth keeping

at a lower matching percentage.

My payroll and taxes are enormous, and I need to make some decisions,

as I am financially treading water. (clinic is only 4 years old and

has grown every year.)

Thanks much,

Sophia