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aetna ins and medicare

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Hi,

Lately we have been having problems with AETNA ins. The front staff calls the

insurance co for physical therapy. We are informed that the patient has a

unlimited or 50 visits and above policy, but they do indicate that after the

25th visit they will review all medical records to see if it's medically

necessary to continue therapy. It does not matter if it's 2 different body

parts, it will get reviewed as one.

They will let you know about the 20th visit on a EOB to send all medical

records, reports, rx and letter med. nec. from us and the referring MD. We make

copies of all that they are requesting and fax it over to them. It takes about 7

business days from them to at least put it in the system, but it takes about 30

to 45days to be reviewed by a medical examiner. In the meanwhile patient's are

still being treated after the 25th visit. Once you receive the respond from

Aetna they denied all claims after the 25th visit.They also tell you it is not

the patient's responsibility.

Through out all this we really let the patient now whats going on and also make

them pro active in this process. Once all is said and done we are sending a

final letter to Aetna and also to NJ BANKING AND INSURANCE, letting them know

whats going on and also in detail of all the attempts we tried to receive

payments.

We will have all our patient's who have Aetna sign a form acknowledging their

policy and that they might be responsible for the balance after the 25th visit

if their insurance co. denies it

Please provide any feedback regarding this.

Thank You,

Jersey Central PT

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