RE: Re: I still do not have any food!!

[Guest guest]

Lori:

I have a HUGE problem with making online purchases. I do not have any

credit/debit cards!! I must pay for things with a money order or cashiers check.

Amazon stopped accepting that kind of payment about a year ago. Now the only way

to pay for things with them is by credit card.

The only web site that accepts money orders and cashiers checks is

eBay!! And that is when it is a transaction between two people and not a major

company!!

H.

> Lori wrote:

> Amazon now offers some food and household supplies on subscription with free

shipping!

[Guest guest]

How about asking a social service agency to help you set up a checking account

so you can make online purchase and build credit?  Not credit cards, those are

horrible. A debit card where you use your own money.  You can open an account

with $10 usually.  If you have your incoming money electronically deposited

into your account then you can better manage your money and it is much easier

than getting a money order!  You will also feel very good about yourself for

making positive progress!

> wrote:

> I do not have any credit/debit cards!

[Guest guest]

Lori:

I am not good at keeping a checking account! I've messed several of

them up by not entering the purchases into the register!

Another thing. " Plastic money " is not recommended for people with

bipolar depression. We can and do go on spending sprees where we spend money

that we do not have. I have maxed out credit cards in a wink of an eye!! I once

had a Sears card. I went to the computer department and charged up more than

$1000 in less than 30 minutes!! I had no way to pay Sears back!!

I know that my credit rating stinks!!

H.

> Lori wrote:

> How about asking a social service agency to help you set up a checking account

so you can make online purchase and build credit? Not credit cards, those are

horrible. A debit card where you use your own money.

[Guest guest]

For a couple of bucks here in Indy its $3, you can buy a pre paid

visa, master card and put however much money on it you want,my local gas station

carries them as well as drugstores etc. Amazon also has gift cards you can buy

in person with cash then use online.

For awhile I did not have a debit card and would cash in my disability check and

put some money on a prepaid card-no fees to use, and then I could order stuff

online,etc.

-We are continually faced by great opportunities brilliantly disguised as

insoluble problems.

Lee Iacocca <http://www.afterquotes.com/great/people/lee-iacocca/index.htm>

-Sometimes the situation is only a problem because it is looked at in a certain

way. Looked at in another way, the right course of action may be so obvious that

the problem no longer exists.

de Bono<http://www.afterquotes.com/great/people/edward-de-bono/index.htm>

Peace,

> wrote:

> I have a HUGE problem with making online purchases. I do not have any

credit/debit cards!

[Guest guest]

You can get a visa debit card at almost any store these days. I see them in

drug stores and walmart. You can even have your paycheck direct deposited. It

will allow you to use it on-line.

Jennette

> wrote:

I do not have any credit/debit cards!!

[Guest guest]

If you go to www.usdirectexpress.com They are not exactly affiliated with the

Social Security administration, but they do have a loose agreement with them.

(SS dept has their brochures, etc0 and it's VERY easy to set up your SS to be

direct deposited onto the card. You are allowed one ATM withdraw per deposit,

then it costs like .20cents BUT, using it online or at stores is FREE and there

is NO monthly fee!

It' safe, secure and the day your money is supposed to arrive, it's HERE, on the

card and ready to use. And you cannot over spend, because if you don't have the

money, it won't go through!

Marta

wrote:

> I do not have any credit/debit cards!

[Guest guest]

That's why a PrePaid Debit card, like the ones at WalMart, or the

www.usdirectexpress.com are so good. There is NO WAY to overspend.

Marta

wrote:

I am not good at keeping a checking account! I've messed several of

them up by not entering the purchases into the register!

Another thing. " Plastic money " is not recommended for people with

bipolar depression. We can and do go on spending sprees where we spend money

that we do not have. I have maxed out credit cards in a wink of an eye!!

[Guest guest]

Silver Dragon:

I have a rep payee!! It is Catholic Charities.

I'm now extremely worried about the results of the colonoscopy. I

posted a note to this list telling all about it.

H.

silverdragon wrote:

> If you have trouble managing your own money you can get a rep payee. There are

many social service agency that will act as a payee.