Update on me & a Couple of questions

[Guest guest]

Hi I haven't posted in awhile everyone, but I'm quite the lurker when my hand

and wrist don't let me do much more than that . My trial (I know I've posted

since then anyway) was in December and the jury sided with me and awarded me a

judgment. It's not a whole lot at all when it comes down to lawyer and debt

accrued from the injury, but I'm hopeful I could maybe have enough left for some

surgery if it's even an option so long after.

The hospital has been filing things to delay it. The last thing was requesting a

whole new trial. I'm thankful my lawyer called me Good Friday and said the judge

denied it. So now their options are to decide they've paid 4 to 5 times my

judgment in legal fees and I can start the claims process, or tying it up for

another year or better with mind numbing appeals.

Meanwhile I've been served 2 times for the debt and scared of that something

will happen with that before I get my judgment. I'm sitting here with a

unanimous jury judgment for almost 6 months, and I am beginning to see I very

well may have to file bankruptcy because they're tying it up. And if we DO file

bankruptcy, the judgment, when eventually GIVEN to me, well obviously I won't

see a penny and therefore won't be able to get in to an ortho surgeon.

I'm very frustrated about this. Me and had perfect credit before this and

now I literally will have to scrounge the money for

a bankruptcy. I'm only 30. BUT, this could make me an angry bitter person or I

could just do what has to be done.

I guess although it's only been 1-2 weeks, maybe I could call my lawyer and find

out if the defense is leaning towards appeals. I think I will do that. I should

have done it already, but even typing it just gets my anxiety going. I don't

want to face what's happening lol.

My routine drug tests at my pain doctor (remember he does NOT charge me for

anything) are sent to a lab (of course the LAB charges me though, it's mailed

out, etc).

Do you wanna know how much the bill is for ONE lab/drug test? $1,224.00. With it

being something I will continue to accrue, I'm scared of what kind of payment

plan they would work out with me. I just cannot afford to shell out even $100 a

month on it, but I bet they say they need more because it's something that will

be getting LARGER if I pee in a cup again, obviously.

And then I'm so scared if they refuse to process my labs because of it that my

doctor won't be able to see me and without my pain medicine I can't manage it,

it's misery. Does anyone have any experience with this type of thing? I don't

know how to handle it.

If anyone has any experience with anything I just mentioned I'd love to hear it!

[Guest guest]

OMG what a horrible situation! I feel for you. I wish I could say something

that would be comforting. The only thing I can think of is applying for

disability if you don't have it. With a judgement in your favor, you may have a

good chance to get it on the first attempt.

If you get SSD you do still have to wait 2 years from the application date to go

on medicare. Have you looked into getting medical coverage through public

welfare? I don't know what your income level is but you might even qualify for

your state's high risk medical insurance.

I was without medical insurance at one point for 3 months. I had to do without

all of my medication except my insulin which my doctor gave me for free. It was

extremely difficult. I honestly don't know how I got through.

Contact your local welfare office for information. If you don't get anywhere,

you could talk to your local representative's office.

the other place you might find help is your county adult services.

also check out a website called butyoudontlooksick.com. The founders have

excellent information of getting social security benefits. I know the one woman

is advocate for people trying to get on. There is alot of information and the

site deals with multiple different physical and emotional medical issues. You

also have a good chance of getting so help from someone who lives in the same

state, or locality as you (if you love outside the US)

I hope this helps. Lots of gentle hugs, Tami