Re: No Class/USA Only

[Guest guest]

Al wrote:

> " The Community Living Assistance Services and Supports (CLASS) program, a part

of the health-reform law, established a national, voluntary insurance program

for purchasing community living services. It was designed to expand options for

people who require long-term help. But in mid-October, the Obama administration

shut down the program, saying it was not financially feasible. "

---

What I know and have learned is read the bills and laws for yourself as they

probably don't say what you are being told by your politicians. Your Mom can

receive home health and depending on the state, I got a friend thirty hours a

week, and twenty hours on the weekend or seven hundred hours of respite care

under medical necissity. If she is living in a community living program they are

probably taking away her Medicare to pay for it. So the program Medicare which

was developed for is paying for what is needed, right ?

Some people, I am not saying you, would take the CLASS program and buy insurance

to have nursing care and then collect Medicare which Medicare usually subtracts

resources so some might think they can do both and that is not what it was

established for. Also, Medicare includes income or medical resources and

subtract them out of the SSI payment.

Years ago, people knowing they were going to a Nursing Home transfered their

assets to others so their income looked low and let Medicare pay for their care.

Not anymore, you cannot do this and they take it away for two years at least.

There is a website on this

http://www.ssa.gov/ssi/spotlights/spot-transfer-resources.htm. There might be

an alternative for here if you contact Human Health and Services. I also had to

be caregiver for my Mom .

There are flaws all throughout the insurance program and duplication so you

should read up on it to see if there is something you think you might get and

would not. It is a mess, Bennie