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Re: Re: SSDI credits expire?

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Since when do Social Security work credits expire? I have been under the

impression my whole working life that they NEVER expire, and I was never

told contrary to that when I applied for SSDI and SSI back in 2007.

e.h.

> **

>

>

> How long before the credits expire for disability? I have a hearing soon.

> I pray I get approved. If not, I will have to go back to work and get

> fired.

>

> E

>

> > Peggy wrote:

> > I filed for disability 3 times and did not receive it until 2007 and by

> then all my work credits had expired so I ended up with SSI, but it is

> better than nothing and I got medicaid along with it.

>

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Social Security credits DO NOT expire, HOWEVER, as you get older, more

credits are required to qualify for SSDI. This is something that

people are commonly confused about (don't feel bad for being unsure).

Steve M in PA

On Tue, Dec 6, 2011 at 5:35 PM, E. Hyland

wrote:

Since when do Social Security work credits expire? I have been under

the impression my whole working life that they NEVER expire, and I was

never told contrary to that when I applied for SSDI and SSI back in

2007.

e.h.

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What if we are denied in face to face hearing, but are approved in

subsequent hearing? Does that break the credits? Would one be back paid

to the first application date or the second?

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Steve,

Thank you SO MUCH for clearing that up for me/us!!! I really was confused.

e.h.

> **

>

>

> Social Security credits DO NOT expire, HOWEVER, as you get older, more

> credits are required to qualify for SSDI. This is something that

> people are commonly confused about (don't feel bad for being unsure).

>

> Steve M in PA

>

>

> On Tue, Dec 6, 2011 at 5:35 PM, E. Hyland

> wrote:

> Since when do Social Security work credits expire? I have been under

> the impression my whole working life that they NEVER expire, and I was

> never told contrary to that when I applied for SSDI and SSI back in

> 2007.

>

> e.h.

>

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M. wrote:

> Social Security credits DO NOT expire, HOWEVER, as you get older, more

> credits are required to qualify for SSDI. This is something that

> people are commonly confused about (don't feel bad for being unsure).

>

> Steve M in PA

>

>

> On Tue, Dec 6, 2011 at 5:35 PM, E. Hyland

> wrote:

> Since when do Social Security work credits expire? I have been under

> the impression my whole working life that they NEVER expire, and I was

> never told contrary to that when I applied for SSDI and SSI back in

> 2007.

>

> e.h.

All,

is right BUT YOU must realize that states have programs that supplement

and wives and husbands can qualify under their spouses working credits. That is

why I try not to recommend some things as it really does depend on each ones

personal case. I am military and found out I get extra credits for my military

service and those of you that have them and it is not documented take the time

to read up on the SSI website. The website is Social Security Online and is

great for answering questions specific to your personal situation.

This is why it is important each of us know what our situation is and research

what is available to us. They have the tool BEST which is great to determine

your eligibility.

The Benefit Eligibility Screening Tool (BEST) helps you find out if you could

get benefits that Social Security administers. Based on your answers to

questions, this tool will list benefits for which you might be eligible and tell

you more information about how to qualify and apply.

As you get older the disability SSI is comparable with SSI that you would

receive at retirement age. Below is an exert from the SSI.gov website:

Social Security Disability Insurance (SSDI) Supplemental Security Income

(SSI)

This program is financed with Social Security taxes paid by workers, employers,

and self-employed persons.

• The worker will get Medicare coverage automatically after receiving

disability benefits for two years.

• To be eligible for a Social Security benefit, the worker must earn sufficient

credits based on taxable work to be " insured " for Social Security purposes.

• Disability benefits are payable to:

• blind or disabled workers

• their children

• widow(er)s

• adults disabled since childhood

• The amount of the monthly disability benefit is based on the Social Security

earnings record of the insured worker.

See Understanding the Benefits for a complete explanation SSDI.

This program is financed through general revenues from taxes, meaning benefits

are not based on your prior work history.

• In most states, beneficiaries will automatically be eligible for Medicaid.

• SSI benefits are payable to:

• individuals age 65 or older

• adults who are disabled or blind

• children who are disabled or blind

• Eligibility requirements:

• have limited income and resourcesmeet the living arrangement requirements

• a U.S. citizen or national, or in one of certain categories of aliens.

• The monthly payment varies up to the maximum federal benefit rate, which may

be supplemented by the state.

See Understanding Supplemental Security Income for a complete explanation of

SSI.

From Social Security Online (Internet):

Receiving Social Security and SSI

Updated 08/26/2011 03:01 PM | ID# 320

Can I receive Social Security benefits and Supplemental Security Income (SSI)

benefits?

You may be able to receive SSI in addition to monthly Social Security

benefits, if your Social Security benefit is low enough to qualify.

Meanwhile, the amount of your SSI benefit depends on where you live. The basic

SSI check is the same nationwide. Effective January 2009, the SSI payment for an

eligible individual is $674 per month and $1,011 per month for an eligible

couple. However, many states add money to the basic check. Generally, the more

income you have, the less your SSI benefit will be. If your countable income is

over the allowable limit, you cannot receive SSI benefits. Some of your income

may not count as income for the SSI program, however. For example, the first $20

per month of your Social Security benefits may be excluded in determining your

eligibility to SSI.

Following is a list of some States that supplement the basic SSI amount with a

link to more information about that State:

California

Hawaii

Massachusetts

Nevada

New Jersey

New York

Pennsylvania

Rhode Island

Vermont

Washington D.C.

If you get SSI, you also may be able to get other help from your state or

county. For example, you may be able to get Medicaid, food stamps, or some other

social services. For information about all the services available in your

community, call your local social services department or public welfare office.

For complete information on the eligibility requirements for SSI, you should

read Supplemental Security Income.

Effects of wages when you are not full retirement age

Updated 09/28/2011 04:20 PM | ID# 178

How much can a person under age 65 earn from work and not lose benefits?

In 2011, a beneficiary under the full retirement age can earn $14,160 and not

lose any benefits. In 2010, a beneficiary under the full retirement age also

could have earned $14,160 without losing any benefits. If earnings exceed this

amount, $1 is withheld from the check for each $2 earned above $14,160 for 2011

and 2010.

Use the Retirement Earnings Test Calculator to get an estimate of benefits.

I hope these exerts, although long, encourage you to check out the site for you

to understand your situation. Good Luck Bennie

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hangingin4593 wrote:

> How long before the credits expire for disability? I have a hearing soon. I

pray I get approved. If not, I will have to go back to work and get fired.

>

> E

>

>

>> Peggy wrote:

>> I filed for disability 3 times and did not receive it until 2007 and by then

all my work credits had expired so I ended up with SSI, but it is better than

nothing and I got medicaid along with it.

Peggy

SSI is dependent on your work credits and do not expire. It depends on if your

disability is determined permanent. I got approved the first time and did not

have to have hearing. I was approved by the SSI doctors. Just follow the

instructions on the SSI website and social security online has expansive

information. Good Luck. I took my job description and broke it down why I could

not perform the tasks listed I should have to do. I hope this helps. Bennie

,

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