Re: Peggy, SSI websites

[Guest guest]

Peggy,

Work Credits do not run out. I don't know what judge told you this but you need

to talk to a disability lawyer that gives free evaluation. The SSI website

states that work credits do not run out. Well, caring for a profoundly disabled

daughter in your home where you can rest and lie down at will is different that

working and I think that you were not prepared to deal with the questions.

I think you can draw retirement at 62 and you should be able to draw your

retirement .If I were you I would go to Social Security OnlineSOCIAL SECURITY

n to meeting our definition of disability, you must have worked long enough--and

recently enough--under Social Security to qualify for disability benefits.

Social Security work credits are based on your total yearly wages or

self-employment income. You can earn up to four credits each year.

The amount needed for a credit changes from year to year. In 2011, for example,

you earn one credit for each $1,120 of wages or self-employment income. When

you've earned $4,480, you've earned your four credits for the year.

In 2012, you will earn one credit for each $1,130 of wages or self-employment

income. When you've earned $4,520, you've earned your four credits for the year.

The number of work credits you need to qualify for disability benefits depends

on your age when you become disabled. Generally, you need 40 credits, 20 of

which were earned in the last 10 years ending with the year you become disabled.

However, younger workers may qualify with fewer credits.

IMPORTANT: Remember that whatever your age is, you must have earned the required

number of work credits within a certain period ending with the time you become

disabled. If you qualify now but you stop working under Social Security, you may

not continue to meet the disability work requirement in the future.

Go to the next page to learn what we mean by " disability. "

ttp://www.ssa.gov/dibplan/dqualify2.htm

Peggy, this is from the website :

http://www.socialsecurity-disability.org/glossary/work-credits. This website has

extensive assistance for appealing a determination and resources, I found it

very informative. From the website, it also explains work credits and other ways

to qualify. I am not an expert but I got good support by going down to the

Social Security Office and doing my interview there. I had reviewed the website

and done all the practice questionnaires and checklists. The have a Disability

Planner that is Very Good and lists everything you need to apply for disability.

You might want to check them out and they have representatives that are free and

a listing is provided on your denial letter.

The website states :For Social Security Disability applicants who are over 31

years of age, a total of 20 work credits earned within the past 15 years is

generally needed. If you are younger, you may be able to qualify for Social

Security Disability benefits with fewer work credits. For example, disability

applicants who are under 24 years of age may be able to qualify for Social

Security Disability benefits if they have earned a total of six work credits in

the three years prior to the onset of the disability.

It is important to note that work credits only apply to SSDI benefits. If you do

not have enough work credits but suffer from a long-term or permanent

disability, you may be able to qualify for SSI benefitseven if you have not

earned any work credits in the past. SSI is a needs-based program, however, and

you will need to meet the SSA's household income and asset restrictions before

being approved for SSI payments.

The Social Security Disability SSDI program, which does require work credits, is

not a needs-based program. No matter how much your household income is, you can

qualify for Social Security Disability SSDI benefits if you meet the SSA's

disability criteria and have enough work credits to qualify for SSDI benefits

from the Social Security Administration.

Bennie