How do I lose that last layer of fat?

[Guest guest]

I have always had a layer of fat on my chest and around my waist that bothers

me. My level of fat never varies as far as I can tell no matter how much I

exercise or watch my diet. I don't eat processed foods and workout regularly

including high intensity cardio. Since my level of fat has been so consistent

throughout my life my fat level is probably genetic. So am I screwed? Will I

only be able to get rid of that last layer by torturing myself with excessive

exercising and food deprivation? I more or less follow the Nourishing

Traditions traditional diet, so my diet is high in animal fats, and I eat palm

and coconut oil but many believe that fat is not necessarily fattening because

it does not trigger the pancreas to produce insulin like simple carbs do. I

don't eat simple carbohydrates. I eat a lot of raw honey, and the only bread I

eat is sprouted multi-grain which has a low glycemic index. My metabolic type

is mixed, and the only foods that change the way I feel are sugar (even

unprocessed) and granola, so I avoid them. Which foods in general besides

simple carbs are fattening and I should avoid to lose fat? What dietary changes

should I make to lose that last layer of fat? Are glycemic index tracking and

calorie counting reliable methods for losing fat? Fat is high in calories but

not necessarily fattening, and grains may be fattening even if they have a low

glycemic index I believe. Thanks for any replies.