FW: Obama and Romney's Health Care Reform Act:

[Guest guest]

This is the letter I received from Senator Dianne Feinstein on what is in the

Affordable Care Act. This will also help reduce the deficit and cover more

Americans and not have the Health Insurance company deny people coverage. With

the Exchanges in the States, it will force Health Insurance to be more

competitive to keep their rates down and still ensure that the coverage will be

there. I heard from a small business owner that it has made it more affordable

for her to insure her employees because of the changes made to support small

businesses. I think there is a lot of misinformation being floated out there.

<http://feinstein.senate.gov/> Description:

http://feinstein.senate.gov/public/index.cfm/files/serve?File_id=4d6c881d-668e-4\

2f5-86f1-14996bbb3edb & SK=D76C14D919642C744109A9839C6ACEB9

Dear Ms. Baker :

Thank you for contacting me to express your support for health reform laws. I

appreciate hearing from you and welcome the opportunity to respond.

In 2010, President Obama signed health reform legislation known as the

Affordable Care Act (ACA) into law. This Act will help drive down health care

costs for families, reduce the federal deficit, and take significant steps

toward ensuring Americans have access to affordable insurance options regardless

of their income level or health status. Like you, I support the ACA and was

pleased the Supreme Court largely upheld the law on June 28, 2012.

The ACA includes important new protections for consumers. For example, the law

prohibits insurers from denying coverage, charging higher premiums or refusing

reimbursement for people with pre-existing conditions. Already, millions of

children with a pre-existing health condition are guaranteed coverage. This

provision will apply to Americans of all ages in 2014, ensuring individuals with

life-threatening diseases such as cancer and chronic illnesses such as diabetes,

high blood pressure or asthma have access to a full range of private insurance

options.

In addition, the ACA eliminates annual and lifetime caps on benefits, improves

transparency and oversight of premium rate increases, and requires insurance

companies to spend more of each premium dollar on medical care, not profit.

More than 30 million seniors on Medicare have received a free preventive health

benefit thanks to the law, and 3.1 million previously uninsured young adults

have obtained insurance thanks to a provision that allows young people to stay

on their parents' health plan until age 26.

The law is also reducing prescription drug costs for seniors by closing the

so-called Medicare doughnut hole. In addition, health insurance companies that

did not meet the requirement to spend more on medical care will provide rebates

totaling more than $1 billion to more than 12 million consumers this year.

Overall, the Congressional Budget Office estimates the health reform law will

decrease the federal deficit by $210 billion over the next decade and lower

health care costs for millions of Americans. The Medicare Boards of Trustees

project that the ACA will extend the solvency of Medicare by 7 years to 2024.

Again, thank you for contacting me. Please know that I have made note of your

support of the Affordable Care Act. If you should have any further comments or

questions, please feel free to contact my Washington, D.C. office at (202)

224-3841. Best regards.

Sincerely yours,

Dianne Feinstein

United States Senator

Further information about my position on issues of concern to California and the

nation are available at my website, <http://feinstein.senate.gov/public/>

Feinstein.senate.gov. You can also receive electronic e-mail updates by

subscribing to my e-mail list.

<http://feinstein.senate.gov/public/index.cfm/signup> Click here to sign up.

And please visit my <http://www.youtube.com/Senatorfeinstein> YouTube,

<http://www.facebook.com/Senatorfeinstein> Facebook and

<http://www.twitter.com/Senfeinstein> Twitter for more ways to communicate with

me.

[Guest guest]

As a small healthcare business owner, My husband and I will not be hiring

anyone, anytime soon. Between the healthcare mandate, which as a Christian, I

don't want to pay for(and yes, I am a woman. No war here.)and the regulations,

we'll have to handle it on our own to survive.

I would suggest, before anyone post about the healthcare law, that they read it

first. I don't trust either side to tell me what is in it. Mainly because they

themselves don't know. It floored me during the debate that Sen. Pelosi said we

had to pass it to see what is in it.

>

> This is the letter I received from Senator Dianne Feinstein on what is in the

Affordable Care Act. This will also help reduce the deficit and cover more

Americans and not have the Health Insurance company deny people coverage. With

the Exchanges in the States, it will force Health Insurance to be more

competitive to keep their rates down and still ensure that the coverage will be

there. I heard from a small business owner that it has made it more affordable

for her to insure her employees because of the changes made to support small

businesses. I think there is a lot of misinformation being floated out there.

>

>

>

>

>

>

> <http://feinstein.senate.gov/> Description:

http://feinstein.senate.gov/public/index.cfm/files/serve?File_id=4d6c881d-668e-4\

2f5-86f1-14996bbb3edb & SK=D76C14D919642C744109A9839C6ACEB9

>

>

>

>

>

> Dear Ms. Baker :

>

>

>

> Thank you for contacting me to express your support for health reform laws. I

appreciate hearing from you and welcome the opportunity to respond.

>

>

>

> In 2010, President Obama signed health reform legislation known as the

Affordable Care Act (ACA) into law. This Act will help drive down health care

costs for families, reduce the federal deficit, and take significant steps

toward ensuring Americans have access to affordable insurance options regardless

of their income level or health status. Like you, I support the ACA and was

pleased the Supreme Court largely upheld the law on June 28, 2012.

>

>

>

> The ACA includes important new protections for consumers. For example, the law

prohibits insurers from denying coverage, charging higher premiums or refusing

reimbursement for people with pre-existing conditions. Already, millions of

children with a pre-existing health condition are guaranteed coverage. This

provision will apply to Americans of all ages in 2014, ensuring individuals with

life-threatening diseases such as cancer and chronic illnesses such as diabetes,

high blood pressure or asthma have access to a full range of private insurance

options.

>

>

>

> In addition, the ACA eliminates annual and lifetime caps on benefits, improves

transparency and oversight of premium rate increases, and requires insurance

companies to spend more of each premium dollar on medical care, not profit.

>

>

>

> More than 30 million seniors on Medicare have received a free preventive

health benefit thanks to the law, and 3.1 million previously uninsured young

adults have obtained insurance thanks to a provision that allows young people to

stay on their parents' health plan until age 26.

>

>

>

> The law is also reducing prescription drug costs for seniors by closing the

so-called Medicare doughnut hole. In addition, health insurance companies that

did not meet the requirement to spend more on medical care will provide rebates

totaling more than $1 billion to more than 12 million consumers this year.

>

>

>

> Overall, the Congressional Budget Office estimates the health reform law will

decrease the federal deficit by $210 billion over the next decade and lower

health care costs for millions of Americans. The Medicare Boards of Trustees

project that the ACA will extend the solvency of Medicare by 7 years to 2024.

>

>

>

> Again, thank you for contacting me. Please know that I have made note of your

support of the Affordable Care Act. If you should have any further comments or

questions, please feel free to contact my Washington, D.C. office at (202)

224-3841. Best regards.

>

>

>

> Sincerely yours,

>

>

> Dianne Feinstein

> United States Senator

>

>

>

> Further information about my position on issues of concern to California and

the nation are available at my website, <http://feinstein.senate.gov/public/>

Feinstein.senate.gov. You can also receive electronic e-mail updates by

subscribing to my e-mail list.

<http://feinstein.senate.gov/public/index.cfm/signup> Click here to sign up.

And please visit my <http://www.youtube.com/Senatorfeinstein> YouTube,

<http://www.facebook.com/Senatorfeinstein> Facebook and

<http://www.twitter.com/Senfeinstein> Twitter for more ways to communicate with

me.

>

>

>

>

>

>

>

>

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>

>