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Re: Re: UHC overpayment

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As long as we are on the subject of United Healthcare, I want to continue to

point out that when you negotiate a " network " contract with them, their terms

(from what I am told-since I do not negotiate contracts on behalf of my clients)

are non negotiable. While I am not a legal mind, I believe this is considered a

Unilateral contract. If challenged, I believe Unilateral contracts are not

enforceable, since one side has undue influence in advancing the terms of the

agreement. That said, DO NOT rely on my word, seek legal counsel on the matter

if you are not happy.

On another note, I have noticed that United Healthcare is very slow to respond

directly to Provider complaints. In our company, my staff works over the phone

on verbal and written appeals. If those appeals are not responded to within a

reasonable period (I would suggest 30 days, since some UHC networks have a 90

day statute of limitations), I have these escalated up to my attention and

immediately write complaint letters to the state insurance commission of the

provider involved. You can certainly go back to the source of the original

department that you complained to, but my experience is that this only delays

the process further. By complaining to the Insurance Commission, you are

FORCING United Healthcare (or any other insurance company) to work on your issue

RIGHT NOW! The BS stops and the payment process kicks in again. I have taken

this approach because UHC works very slow to resolve issues and doesn't seem to

really want to pay. The insurance commission will address your issues AND take

an insurer to task. And while I cannot know every state insurance law, I

believe that if enough complaints are lodged, an insurer will have undue

scrutiny from state auditors and their lives will become a regulatory hell that

they put providers through. I am hopeful that since an insurance company will

not change their ways, a state regulatory commission might help them reconsider

their how they do business.

Okay, off my soapbox once more..., I apologize if some of you are getting sick

of my 2c!

Jim <///><

Rehab Management Services

Cedar Rapids, IA

Blah, Blah, Blah and so forth

319/892-0142

www.rehabmgmt.com

UHC overpayment

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> Group.

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> We are an out of network provider for United Health Care.

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> Patients were seen over 12 months ago. UHC is now requesting partial

reimbursement for services rendered and paid for at this clinic. Hard to

believe, reason stated, they overpaid for services.

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> Have any of you had similar requests?

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> Did you respond?

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> Is there a statute of limitations on such requests?

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> Roll

> PT Center of Ocean Springs

> Ocean Springs, MS

> www.ptcos.com

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