employer payment of health insurance premiums

[Guest guest]

Dear all,

Of those of you in small private practice with less than 15 total employees:

1. Do you enable your employees to select their plan or do you offer one plan

to your Full time employees?

2. What percentage of premium cost do you pay for each full time employee?

3. What percentage of premium cost do you pay for the employee's FAMILY do you

pay?

4. Do you have a fixed amount of money that you pay for each full time

employee's health insurance OR do you only pay a fixed percentage of health care

insurance premiums for your standard clinic policy?

5. Can your employees pick from a range of plans? If so, who pays the

difference when the plan THEY pick is more expensive than your average plan?

I am curious to see what small clinics are doing out there.

Many thanks for your help,

Hampton PT, WCS, BCB-PMD

Core Physical Therapy: the specialty clinic

Bellingham, WA