Has anyone appealed or sued post-op?

[Guest guest]

I have approached this surgery from the standpoint that I will get it

whether or not my insurance pays (no, I'm not rich. Just willing to

borrow the money from the bank.).

I am submitting everything to the insurance company, but will not allow

it to hold up my progress at all. Have any of you gone ahead and had

the surgery (and paid for the surgery) after a denial or while waiting

for appeal and then gone after the insurance company to seek

reimbursement? I'm ready to give it my best shot up front, but if they

don't readily approve, go forward with the surgery (if allowed by Dr.

R), pay the expenses with a loan, and then get a lawyer and go after

it. The upside (hopefully) would be that your health would be steadily

improving. What do you think?