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Re: COBRA

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In a message dated 4/16/00 12:04:39 AM Central Daylight Time,

briffle@... writes:

<< You have up to 90 days to decide if you want to go on COBRA. >>

Who covers you until then? Are they going to keep paying my premiums for 90

days until I decide? That doesn't sound good on their part. What if I chose

not to do COBRA? This is just a query. I received my COBRA application papers

3 weeks after I resigned. They told me not to send any money in with that

application. I would receive a bill retroactive to the day I resigned. But I

guess they already took me off the regular insurance. Although she said it

would be the regular insurance and I would always you my same card?

I really am able to follow simple directions.

Write back.

Karyn

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Karyn,

I am not familiar with CIGNA polocies, but they are reputable. All

COBRA is pretty much the same, a continuation of your insurance. You

can not be denied COBRA if you held insurance prior to your departure of

the company. All companies who offer insurance are required by law to

offer COBRA to you within 30 days of your departure. You have upto 90

days to decide if you want to go on COBRA. COBRA is just your regular

insurance, but you have to pay the full premiums to retain it. The

company is required to keep you insured if you pay the premiums.

As far as your hold ups in coverage, I still think you are being

jerked around, and if you still have your card, call the company number

on your card and ask for the group enrollment department. Demand to

know why it is taking so long to update the files. This is totally

ridiculous. They are lucky it is not me they are dealing with. I would

not tolerate this kind of treatment for any employee! If your insurance

administrator is not doing anything for you then take it into your own

hands, like every other aspect of this disease, you could be waiting for

months for someone to punch a button on the computer.

You are not even my employee and I am miffed!

*gritting teeth smile* Becky

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Can I get info how to apply for Cobra.

a,

Like I wrote Karyn, your company should have sent

you notification within 30 days of departure, if you had insurance with

them before you left. If they didn't you need to call them and remind

them that it is a federal law to provide you with the info for COBRA.

I don't know how long ago you were employed ect.....

Becky

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