Re: Retirement dilemma

[Guest guest]

Judy, which one gives you the better medical options? I would start there.

in PA

[ ] Retirement dilemma

I am at the point of condsidering early retirement. I plan to make the

first calls today to see if I would be better off to go that route, or

pursue disability. I am 58, and have paid into a state retirement

system rather than SS for 20 years. My thoughts are that I should be

able to take better care of myself physically if I weren't pushing

myself so hard to go to work everyday. It is getting to be more of a

struggle each day. I am at home today due to an outbreak of Shingles.

I understand that my auto-immune problem (RA) might have contributed.

I've already missed more days this year than normal for me.

The retirement thing just sounds so final. I think we would be okay

financially, but it is scarey. Does anyone out there have any words of

wisdom, pro, or con?

Thanks for any help!

Judy

[Guest guest]

Judy,

I am with you. If you can make it, I would. The mental struggle of

pushing myself to just get out the door and then start over again

once I get there is getting harder and harder. I am looking at the

same thing in a few months.

I know without a doubt that I will be applying for disability

retirement in March or April. My rheummy said that they will fill

out the disability papers for me. I am also only allowed three

absentee incidences a year (this includes tardies and partial days)

without disciplinary actions. I end up using my vacation days for

illness and medical appts.

I have a physical job and my only alternative would be to take an

inside job. I would have to drive 50 miles each way, and it would be

a big cut in pay and my monthly pension. I simply can not afford the

extra cost of monthly parking, gas, and a paycut.

I hope you make the right decision for you. I pray your shingles are

better today.

Shirley

--- In , " judyamcgee " <judyamcgee@...>

wrote:

>

> I am at the point of condsidering early retirement. I plan to

make the

> first calls today to see if I would be better off to go that

route, or

> pursue disability. I am 58, and have paid into a state retirement

> system rather than SS for 20 years. My thoughts are that I should

be

> able to take better care of myself physically if I weren't pushing

> myself so hard to go to work everyday. It is getting to be more

of a

> struggle each day. I am at home today due to an outbreak of

Shingles.

> I understand that my auto-immune problem (RA) might have

contributed.

> I've already missed more days this year than normal for me.

>

> The retirement thing just sounds so final. I think we would be

okay

> financially, but it is scarey. Does anyone out there have any

words of

> wisdom, pro, or con?

> Thanks for any help!

> Judy

>