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Medicare/ins questions

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Can anyone help? I am currently on Medicare - under 65 - for disability. I

chose a supplement - Humana - for an additional cost per month (which I am not

sure I need). My hubby was recently hired and has been offered insurance. I

have been trying to crunch the numbers but it all comes out to be still so

expensive and still so confusing. When I called medicare with my questions, all

they can say is " it depends " . When I called the new insurance, their response

is the same.

Questions:

If a person is on medicare and has another insurance, will medicare be primary

or will the other insurance be primary?

If a person is on medicare, do they need the supplemental insurance?

When I get my Orencia infusion, I have to pay the 20% co-pay along with my

deductible. If I have a secondary insurance, will I still have to pay the

co-pay, will I still have to pay the deductible?

With the new insurance, there is a $500 deductible. Having medicare and the new

insurance, do I have to be concerned about the deductible?

Where does a person go for answers?

Thank you all for your help and assistance.

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