Heidi

November 10, 2001

that is great news Heidi. hope everything continues to go well with you, your husband and tristan

rosemary

January 23, 2003

Heidi,

You mentioned the bone marrow Bx before, may I ask why they did it?

I know my cousin who battled this disease moved into aplastic anemia,

where they looking for that? I hope it was all o.k.

Love,

Carole K

August 20, 2003

Dearest Heidi,

thank you friend for a truly wondeful and uplifting post to me. I loved it

and it made me feel good about myself. I have saved that post and will

re-read several times. Thank you for caring about me so much. A special

hug is coming your way friend.

Love, Sue #2

-- Re: Re:

Very well put Heidi - I have to dido your words. Sue you need to take care

of yourself right now and not worry about the group. There will be time in

the

future for you to be there for others, right now please be good to yourself.

I'm glad you're calling your rheumy tomorrow. You might think about asking

him for something to help you sleep. Lack of sleep is a big factor in mood

and

also in pain. Don't let the nurses put you off, you 'need' to talk him

sooner than later. I wish I could make things better for you. You have been

there

for so many of our Stills family during the bumps and I know you're being

thought of and prayed for by many here who cherish your friendship. I'm so

glad

you were able to talk to Connie's husband and give us an update. That means

a

lot that you are so sick and yet took the time to write. Please try and

rest, call the Dr. and let us know how you're doing.

Love, Barb in SLC

March 15, 2005

Sorry about that. I swear, when i typed in SB 174, that is what was

pulled up. The question is why. Am i the only person that read the

wrong bill and thought, well, this isnt right, so i'll not bother.

Anyway, this is why i asked waaaay earlier, if we could read the

bills here or have a link. I apologize for the confusion.

scarlett

> Dear Families:

> There seems to be some confusion- there was a previous post with

the incorrect bill attached. . SB 174 does not have anything to do

with mercury.

> We need to make sure that we all have the correct information.

> Thank you, Heidi Fernandez

> Here is the correct bill:

>

> Senate Bill 174

> By: Senators Staton of the 18th, Seabaugh of the 28th, Hudgens of

the 47th, Hill of the 32nd, of the 1st and others

>

> AS PASSED SENATE

> A BILL TO BE ENTITLED

> AN ACT

>

> To amend Title 33 of the Official Code of Georgia Annotated,

relating to insurance, so as to enact the " Georgia Consumer Choice

of Benefits Health Insurance Plan Act " ; to provide for a short

title; to provide for legislative findings; to provide definitions;

to authorize insurers to offer a choice of benefits health insurance

plan in addition to other health insurance plans; to provide for

certain notices; to authorize the Commissioner of Insurance to adopt

certain rules and regulations; to provide for related matters; to

repeal conflicting laws; and for other purposes.

>

> BE IT ENACTED BY THE GENERAL ASSEMBLY OF GEORGIA:

>

> SECTION 1.

> Title 33 of the Official Code of Georgia Annotated, relating to

insurance, is amended by adding a new Chapter 59 to read as follows:

>

> ÍCHAPTER 59

>

> 33-59-1.

> This chapter shall be known and may be cited as the 'Georgia

Consumer Choice of Benefits Health Insurance Plan Act.'

>

> 33-59-2.

> The General Assembly recognizes the need for individuals,

employers, and other purchasers of health insurance coverage in this

state to have the opportunity to choose health insurance plans that

are more affordable and flexible than existing market policies

offering accident and sickness insurance coverage. Therefore, the

General Assembly seeks to increase the availability of health

insurance coverage by allowing insurers authorized to engage in the

business of insurance in this state to issue accident and sickness

policies that, in whole or in part, do not offer or provide state

mandated health benefits.

>

> 33-59-3.

> As used in this chapter, the term:

> (1) 'Health benefit policy' means any individual or group plan,

policy, or contract for health care services issued, delivered,

issued for delivery, executed, or renewed by an insurer in this

state on or after July 1, 2005, including, but not limited to, those

contracts executed by the Department of Community Health pursuant to

paragraph (1) of subsection (f) of Code Section 31-5A-4. The

term 'health benefit policy' does not include the following limited

benefit insurance policies: accident only, CHAMPUS supplement,

dental, disability income, fixed indemnity, long-term care, medicare

supplement, specified disease, vision, and nonrenewable individual

policies written for a period of less than six months.

> (2) 'Health insurer' means a health care corporation, health

maintenance organization, preferred provider organization, accident

and sickness insurer, fraternal benefit society, hospital service

corporation, medical service corporation, health care organization,

health maintenance corporation, provider sponsored health care

corporation, any similar entity authorized to issue contracts under

this title, or the plan administrator of any health benefit plan

established pursuant to Article 1 of Chapter 18 of Title 45.

> (3) 'Mandated health benefits' means coverage required under this

title or other laws of this state to be provided in an individual,

blanket, or group policy for accident and health insurance or a

contract for a health related condition that:

> (A) Includes coverage for specific health care services or

benefits;

> ( Places limitations or restrictions on deductibles,

coinsurance, copayments, or any annual or lifetime maximum benefit

amounts; or

> © Includes a specific category of licensed health care

practitioners from whom an insured is entitled to receive care.

> (4) 'Standard health benefit plan' means a health benefit policy

that, in whole or in part, does not offer or provide state mandated

health benefits, but that provides creditable coverage as defined by

paragraph (1) of subsection (a) of Code Section 33-29A-2.

> (5) 'State mandated health benefits' means coverages for health

care services or benefits, required by state law or state

regulations, requiring the reimbursement or utilization related to

specific health illnesses, injuries, or conditions of the covered

person, or inclusion of a specific category of licensed health care

practitioner to be provided to the covered person in an individual,

blanket, or group policy or contract for a health related condition

of a covered person including, but not limited to, those contained

in Code Sections 31-1-20, 31-1-21, 31-1-22, 33-20A-9.1, 33-21-29, 33-

24-27, 33-24-27.1, 33-24-27.2, 33-24-28.3, 33-24-28.4, 33-24-56, 33-

24-58.2, 33-24-59.3, 33-24-59.6, 33-24-59.8, 33-24-59.9, 33-24-

59.10, 33-24-59.11, 33-24-72, 33-29-20, 33-30-4.3, 33-30-14, and 33-

53-2 and any recodifications of such Code sections. The term 'state

mandated health benefits' does not mean standard provisions or

rights required to be present in an individual, blanket, or group

policy or contract for accident and sickness insurance pursuant to

state law or regulations unrelated to specific illnesses, injuries,

or conditions of the insured, including, but not limited to, those

related to continuation of coverage in Code Section 33-24-21.1, Code

Section 33-24-21.2, paragraph (4) of Code Section 33-30-4, and

paragraph (8) of subsection ( of Code Section 33-30-6; entitlement

to conversion privileges in Code Section 33-24-21.1; termination of

coverage in Code Sections 33-24-21 and 33-24-28; coverage of newly

born or adopted children in Code Section 33-24-22; coverage for

complications of pregnancy in Code Section 33-24-24; direct access

to obstetricians and gynecologists in Code Section 33-24-59;

surveillance tests for ovarian cancer in Code Section 33-24-56.2;

colorectal cancer screening and testing in Code Section 33-24-56.3;

coverage for treatment of dependent children with cancer in Code

Section 33-24-59.1; coverage for equipment and self-management

training for individuals with diabetes in Code Section 33-24-59.2;

coverage for mammograms, pap smears, and screening for prostate

cancer in Code Section 33-30-4.2; and child wellness exams in Code

Section 33-30-4.5.

>

> 33-59-4.

> A health insurer may offer one or more standard health benefit

plans.

>

> 33-59-5.

> (a) Each written application for participation in a standard

health benefit plan must contain the following language at the

beginning of the document in bold type:

> 'You have the option to choose this Consumer Choice of Benefits

Health Insurance Plan that, either in whole or in part, does not

provide state mandated health benefits normally required in accident

and sickness insurance policies in Georgia. This standard health

benefit plan may provide a more affordable health insurance policy

for you, although, at the same time, it may provide you with fewer

health benefits than those normally included as state mandated

health benefits in policies in Georgia. If you choose this standard

health benefit plan, please consult with your insurance agent to

discover which state mandated health benefits are excluded in this

policy.'

> ( Each standard health benefit plan must contain the following

language at the beginning of the document in bold type:

> 'This Consumer Choice of Benefits Health Insurance Plan, either in

whole or in part, does not provide state mandated health benefits

normally required in accident and sickness insurance policies in

Georgia. This standard health benefit plan may provide a more

affordable health insurance policy for you, although, at the same

time, it may provide you with fewer health benefits than those

normally included as state mandated health benefits in policies in

Georgia. Please consult with your insurance agent to discover which

state mandated health benefits are excluded in this policy.'

>

> 33-59-6.

> The commissioner shall adopt rules and regulations as necessary to

implement this chapter.

>

> 33-59-7.

> An insurer that offers one or more standard health benefit plans

under this chapter must also offer to the group policyholder or

employer at least one accident and sickness insurance policy that

contains all state mandated health benefits that are otherwise

authorized by this title.Í

>

> SECTION 2.

> All laws and parts of laws in conflict with this Act are repealed.

> --------- this is all i got on SB 174

>

> Why can i not find anything about insurance and autism in this? I

> see this particular bill affecting lawsuits relating to thimerasol

> maybe, but insurance? I'm just a simple girl:0)....help.

>

> AS PASSED SENATE

>

> A BILL TO BE ENTITLED

> AN ACT

>

> To amend Article 4 of Chapter 12 of Title 51 of the Official Code

of

> Georgia Annotated, relating to damages in tort actions, so as to

> change provisions relating to prerequisites for transfer of

> structured settlement payment rights; to provide for court

filings;

> to provide for hearings relative to transfers; to change

provisions

> relating to notification of cancellation rights; to provide for

> related matters; to repeal conflicting laws; and for other

purposes.

>

> BE IT ENACTED BY THE GENERAL ASSEMBLY OF GEORGIA:

>

> SECTION 1.

>

> Article 4 of Chapter 12 of Title 51 of the Official Code of

Georgia

> Annotated, relating to damages in tort actions, is amended by

> striking Code Section 51-12-71, relating to prerequisites for

> transfer of structured settlement payment rights, and inserting in

> lieu thereof the following:

> " 51-12-71.

> (a) No direct or indirect transfer of structured settlement

payment

> rights shall be effective and no structured settlement obligor or

> annuity issuer shall be required to make any payment directly or

> indirectly to any transferee of structured settlement payment

rights

> unless the transfer has been approved in advance in a final court

> order by a court of competent jurisdiction or order of any

> government authority vested by law with exclusive jurisdiction

over

> the settled claim resolved by the structured settlement based on

> express findings by the court or government authority that:

> (1) The transfer complies with the requirements of this article

and

> will does not contravene other applicable law any federal or state

> statute or the order of any court or any responsible

administrative

> authority;

> (2) The transfer is in the best interest of the payee taking into

> account the welfare and support of the payee´s dependents;

> (2)(3) Not less than ten days prior to the date on which the

> transfer agreement is executed in writing, the transferee has

> provided to the payee an informational pamphlet relating to

> transfers of structured settlements as provided for in subsection

> ( of Code Section 51-12-73, when available, and a separate

> disclosure statement in bold type, no smaller than 14 points,

> setting forth:

> (A) The amounts and due dates of the structured settlement

payments

> to be transferred;

> ( The aggregate amount of such payments;

> © The discounted present value of such payments, together with

the

> discount rate used in determining such discounted present value;

> (D) The gross amount payable to the payee in exchange for such

> payments;

> (E) An itemized listing of all brokers´ commissions, service

> charges, application fees, processing fees, closing costs, filing

> fees, administrative fees, legal fees, notary fees and other

> commissions, fees, costs, expenses, and charges payable by the

payee

> or deductible from the gross amount otherwise payable to the payee;

> (F) The net amount payable to the payee after deduction of all

> commissions, fees, costs, expenses, and charges described in

> subparagraph (E) of this paragraph;

> (G) The quotient (expressed as a percentage) obtained by dividing

> the net payment amount by the discounted present value of the

> payments; and

> (H) The amount of any penalty and the aggregate amount of any

> liquidated damages (inclusive of penalties) payable by the payee

in

> the event of any breach of the transfer agreement by the payee; and

> (3) Written notice at least two business days prior to the

effective

> execution of the transfer agreement has been provided by the

> transferee to the annuity issuer and the structured settlement

> obligor by certified mail or statutory overnight delivery, postage

> prepaid; and

> (4) The transferee has given written notice of the transferee´s

> name, address, and taxpayer identification number to the annuity

> issuer and the structured settlement obligor and has filed a copy

of

> the notice with the court.

> ( At least 20 days before the hearing which is scheduled on an

> application for authorizing a transfer of structured settlement

> payment rights under this Code section, the transferee shall file

> with the court and deliver to all interested parties a notice of

the

> proposed transfer and the application for its authorization. The

> notice shall include the following:

> (1) A copy of the transferee´s application to the court;

> (2) A copy of the transfer agreement;

> (3) A copy of the disclosure statement required under paragraph

(3)

> of subsection (a) of this Code section;

> (4) Notification that an interested party may support, oppose, or

> otherwise respond to the transferee´s application, either in

person

> or through counsel, by participating in the hearing or by

submitting

> written comments to the court; and

> (5) A rule nisi containing notification of the time and place of

the

> hearing and notification of the manner in and the time by which

any

> written response to the application must be filed in order to be

> considered by the court. A written response shall be filed within

15

> days after service of the transferee´s notice.

> © Delivery of notice as required by subsection ( of this Code

> section may be made as provided in Code Section 9-11-4 or by

> registered or certified mail, return receipt requested. Notice by

> registered or certified mail is effective upon the date of

delivery

> as shown on the return receipt. If notice by registered or

certified

> mail is refused or returned undelivered, notice shall be delivered

> as provided in Code Section 9-11-4.

> (d) The venue for any application brought under this Code section

> shall be in the county in which any transferee or transferor

resides

> or in any county in which any of the transferees or transferors

have

> consented to venue. "

>

> SECTION 2.

>

> Said article is further amended by striking Code Section 51-12-72,

> relating to required transfer agreements, and inserting in lieu

> thereof the following:

> " 51-12-72.

> (a) Any transfer agreement of structured settlement payment rights

> must, in addition to the other requirements of this article, be

> executed in writing and filed as provided in Code Section 51-12-

71.

> The transfer agreement shall not be so executed until after the

> expiration of the ten-day period provided for in paragraph (2) (3)

> of Code Section 51-12-71.

> ( No payee shall incur any obligation of any type with respect

to

> a proposed transfer of structured settlement payment rights prior

to

> the execution in writing of the transfer agreement.

> © Any payee who executes in writing a transfer agreement shall

> have the right to rescind the transfer at any time within the next

> 21 days following the written execution of the transfer agreement

or

> at the hearing provided for in subsection ( of Code Section 51-

12-

> 71, whichever event occurs last. The transferee shall furnish to

the

> payee at the time of execution of the transfer agreement a notice

to

> the payee allowing the payee 21 days to cancel the transfer. This

> right to cancel shall not limit or otherwise affect the payee´s

> right to cancel pursuant to any other provision of applicable law.

> The notice shall serve as the cover sheet to the transfer

documents.

> It shall be on a separate sheet of paper with no other written or

> pictorial material, in at least ten-point bold type, double

spaced,

> and shall read substantially as follows:

>

> 'NOTICE OF CANCELLATION RIGHTS:

>

> Please read this form completely and carefully. It contains

valuable

> cancellation rights.

> You may cancel this transaction at any time prior to 5:00 P.M. of

> the twenty-first day following receipt of this notice or at the

> hearing on the application for authorization of a transfer of

> structured settlement payment rights, whichever event occurs last.

> This cancellation right cannot be waived in any manner.

> To cancel, sign this form, and mail or deliver it to the address

> below by 5:00 P.M. of ______________ (the twenty-first day

following

> the transaction). It is best to mail it by certified mail or

> statutory overnight delivery, return receipt requested, and to

keep

> a photocopy of the signed form and your post office receipt.

> Address to which cancellation is to be returned:

> ___________________________________________

> I (we) hereby cancel this transaction.

> _______________________

> Payee´s Signature

> Date:

> _______________________.' "

>

> SECTION 3.

>

> All laws and parts of laws in conflict with this Act are repealed.

>

February 7, 2006

(((((HUGS)))))) Heidi!

Trust me when I say you will probably feel so much better about

everything when that STARband gets put in Braden's head. It

shouldn't bother him. I think the bands make the babies look so

cute. They frame their faces and show off their eyes!

I think Ann made a great point yesterday. It's easier to look at

the band knowing your doing something than to look at that flat spot

all day completely obsessing over it.

--- In Plagiocephaly , Heidi Bailes <bailesfam05@...>

wrote:

>

> -

>

> Thanks for posting your story. My son is getting his STARband

next Friday. For some reason I am having a terrible time dealing

with this right now. I know we have made the right decision and this

is what is best for Braden but the stress seems to be getting the

best of me. I can't figure out what exactly is bothering me the most

but was wondering if you had any suggestions on getting through the

next two weeks. I cry now just thinking about it and wonder how I

will ever make it through the appointment. I feel really dumb

feeling this way, but as I said I can't seem to help it.

>

> Anyway any suggestion you might have would be greatly

appreciated.

>

> Thanks

> Heidi

> Mom to Braden

>

February 7, 2006