Re: Re: Nasty Employers/Walter

October 19, 2000

I believe that they have not only the right to know what they are buying but

the duty to inquire about coverages. Much/most of the time they defer these

decisions to an insurance broker and delegate all responsibilities to them,

simply asking for best price/coverage and never asking about specific

issues. That is why employees must let their employers know what is

important so that the coverage can be specifically discussed with the

insurer and fairly priced. Hope that helps.

Walter Lindstrom, Esquire

Obesity Law & Advocacy Center

2939 Alta View Drive - Suite O-360

San Diego, CA 92139

Tel:

Fax:

Re: Nasty Employers/Walter

>

> > Hi Joe...your story (sarcasm dripping and all!) is the reality for

> all those nasty employers buying exclusions to coverage.

>

> Walter;

>

> Are employers[purchaser of policy/paying customer]not allowed to

> see a list of exclusion prior to purchase of policy.

> If not,why not? I know it has been my experience that even after

> purchase of policy it is difficult to obtain this information. I have

> also seen others posting about being denied access to this

> information.

> I was under the impression that it was illegal to keep this

> information from customers? Would you purchase a car sight unseen?

> There has got to be away to stop this.

> Any other business that exist is required by law to provide

> sufficient product discription PRIOR to selling. Why are the

> insurance companies allowed to get away with this.

>

> Thank You;

> Kay/MS

>

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