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Insurance Issue- HELP!

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I can't help you in picking out insurance, but I can offer this suggestion for coverage. Make sure when they code the forms, they code for what they're actually treating, ie: diarhrea, not autism. Many doctors just put the autism code down and then nothing gets covered. They're not treating autism, they're treating something specific - speech delay, muscle tone, allergies etc...make sure they diagnose and code that way.

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Guest guest

I can't help you in picking out insurance, but I can offer this suggestion for coverage. Make sure when they code the forms, they code for what they're actually treating, ie: diarhrea, not autism. Many doctors just put the autism code down and then nothing gets covered. They're not treating autism, they're treating something specific - speech delay, muscle tone, allergies etc...make sure they diagnose and code that way.

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We currently have Aetna. Thanks.

>

> >

> >

> > Can anyone recommend an insurance company that is sympathetic to families

> > with children with developmental disorders? I may be being naïve to use the

> > term sympathetic, but I am hoping to find a company that has a better

> > understanding of developmental disorders.

> >

> > My husband has a small law firm and his " group " insurance plan just raised

> > its rates over $1,000.00 a month to over $2,600.00 a month in total.

> >

> > The plan we are on now does not cover any of our son's ABA therapy, so it

> > is irrelevant to us whether the plan will cover his pre-existing disorder

> > since none of that is covered anyway.

> >

> > We have been investigating " individual " insurance plans, but have been

> > consistently told they will cover mom, dad, and younger son (no

> > developmental delay/disorder), but not our older son who has an undiagnosed

> > developmental disorder (Yes, we've sought a diagnosis innumerable times, but

> > as yet he has not been " diagnosed. " )

> >

> > Any help or recommendations would be greatly appreciated!

> >

> >

> >

> >

>

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Guest guest

We currently have Aetna. Thanks.

>

> >

> >

> > Can anyone recommend an insurance company that is sympathetic to families

> > with children with developmental disorders? I may be being naïve to use the

> > term sympathetic, but I am hoping to find a company that has a better

> > understanding of developmental disorders.

> >

> > My husband has a small law firm and his " group " insurance plan just raised

> > its rates over $1,000.00 a month to over $2,600.00 a month in total.

> >

> > The plan we are on now does not cover any of our son's ABA therapy, so it

> > is irrelevant to us whether the plan will cover his pre-existing disorder

> > since none of that is covered anyway.

> >

> > We have been investigating " individual " insurance plans, but have been

> > consistently told they will cover mom, dad, and younger son (no

> > developmental delay/disorder), but not our older son who has an undiagnosed

> > developmental disorder (Yes, we've sought a diagnosis innumerable times, but

> > as yet he has not been " diagnosed. " )

> >

> > Any help or recommendations would be greatly appreciated!

> >

> >

> >

> >

>

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Guest guest

We currently have Aetna. Thanks.

>

> >

> >

> > Can anyone recommend an insurance company that is sympathetic to families

> > with children with developmental disorders? I may be being naïve to use the

> > term sympathetic, but I am hoping to find a company that has a better

> > understanding of developmental disorders.

> >

> > My husband has a small law firm and his " group " insurance plan just raised

> > its rates over $1,000.00 a month to over $2,600.00 a month in total.

> >

> > The plan we are on now does not cover any of our son's ABA therapy, so it

> > is irrelevant to us whether the plan will cover his pre-existing disorder

> > since none of that is covered anyway.

> >

> > We have been investigating " individual " insurance plans, but have been

> > consistently told they will cover mom, dad, and younger son (no

> > developmental delay/disorder), but not our older son who has an undiagnosed

> > developmental disorder (Yes, we've sought a diagnosis innumerable times, but

> > as yet he has not been " diagnosed. " )

> >

> > Any help or recommendations would be greatly appreciated!

> >

> >

> >

> >

>

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