Guest guest Posted October 5, 2010 Report Share Posted October 5, 2010 For those of us who have started that journey, lost our BP parent, and those of us who are perhaps further along than others , note this post. I have noted that a number of our friends here are either about to lose, or have recently lost theirs. I ve shared some before, but perhaps it is time again for us to share things we have noted, or experienced, that may help our friends. 1. Nada was irresponsible and disorganized in life. Dont expect to find anything different in death. Her things will be haphazard. Important papers or her final wishes will not be where you can find them. Her bills and personal affairs will not be in order. Breathe. You are not responsible to make it all right. You may take on the role of fiduciary for her estate or not. It will take you at least a year to settle it, walk , don t run. You are not responsible for her debts. If you are the fiduciary, you are responsible for distributing what she had among who she owes. This includes you. As fiduciary, you may pay yourself a reasonable hourly rate , out of the estate, for the time you spend sorting, cleaning, running errands, going to the courthouse, ect. The first 2 priorities for her money are taxes, and you. Pay yourself out of her money each day you do anything, and keep records of it. Once you are named fiduciary, you can sign her name to her checks and act in full power of attorney. If you pay taxes, and pay yourself for your time, and there is no money left, then the fools who extended her credit got screwed . Not your problem. 2. You are NOT responsible to track down anyone she may have owed. If bills come in the mail, put them together and wait. Do not start paying anyone anything. You can make up a form letter stating that she is deceased and they will be contacted once her estate is settled. If the estate is very limited you may so state, and some creditors, hospitals, collection agencies, ect, may simply write it off as bad debt and never contact you again. Do NOT tell anyone who may have been a flying monkey any GD thing! I had a niece of nada , also a FM take it on herself to track down someone who nada owed 1500 bucks to , just to make sure he knew. I asked her if she intended to pay it herself. And since she is probably BP too, and has no money she said no. Then I said mind your own bucking fusiness. The probate will put an ad in local papers about her estate, and it is the responsibility of creditors to look for them and file a claim against the estate if they wish to do so. If they do not, and the court releases the estate, and you distribute the money , and they come around 19 months later, well, foo triggin bad. 3. Noting my rude remark to the FM neice, while dealing with all this, and the shock and grief, people will cut you a lot of slack because your Mom just died and you are grieving. So, do NOT be nice. Call a friggin spade a friggin spade. Let yourself live. Tell people to their face to mind the own bucking fusiness. To rude and snoopy questions, don t hesitate to say go screw yourself. It will feel SOOOO good, you will totally love it. Especially you will love it with nada s flying monkeys. And later, you can say, really? I said that. Those months are a fog to me now. I can remember much of what I said and did. Then walk away smirking. Do NOT miss your opportunity to do this. It is the best damn therapy you ll ever get! 4. If anyone tries to pressure you to paying her bills, or threatens to sue, see note 3 above, and tell them to go for it. You do not have to pay a dime out of your own pocket, nor hurry to pay them before the estate is settled. It will take you a year, I promise. Unless she owes them a great deal of money, it s bluster. It will cost them more to sue than they will ever get. The most they can practically do is file a claim against the estate, with the probate court, who will then contact you and say hey add this one to your list. I truly enjoyed telling one such asshole, you guys gave credit to a 69 year old woman with a horrible credit rating, multiple leins and bankruptcies, and a long history of non payment? What sort of frigging idiot does that make you? Again, dont forget rule 3 above! 5. You are responsible to God, and the clerk at the probate court for your good faith efforts and being fair and equitable in paying filing and settling. You are not responsible to tell another soul what you are doing or where you are in the process. 6. You will grieve. I don t care how bad nada was, or how much relief you feel at first. You have lost forever the hope that you will have a normal mom, even for a day. It will hurt. You will grieve. Expect it. 7. You may rage. Find someone who will let you rage and vent, someone you can trust and be assured of, and let that shit out. If you don t have anyone close to do so with, do it here. We all understand. 8. You will find things that hurt you. She was who she was. You were not as important as you should have been. It s not your fault. Sorry. 9. You do not have to open the funeral or service to anyone you don t want their. It is not for her, if you are planning it, it is for you. Do what you must to make it a time for you to begin to heal. To that end, select a pastor, priest , or rabbi who knows YOU, understands your struggles, and is there to comfort you, not to make you listen one more friggin time to someone glow about the false face of nada they know. 10. You do not have to do ANY of this. You can simply walk away and say Fuck it. You are not morally or legally required to do so. ( If the Fuck it offends, I apologize. But Girlscout Cowboy, THIS is what you get with the sailor unleashed! LOL ) Finally, be gentle with yourself. None of it was your fault. Forgive yourself. and do not hesitate to tell anyone , anytime, any place, Oh go Fuck yourself. Anyone else care to add to the list? Doug Quote Link to comment Share on other sites More sharing options...
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