Re: Disability benefit vs retirement

[Guest guest]

I think you are 100% correct. My claim was put in at 59(first one) and now 60 yrs. Old and denied as they said I can do my job. I have already been replaced and was told in writing not to return to work by my uplmonologist. Lowe's would not allow me to work and work with customers using oxygen.

    JOE/JOANIE JOE 60 IPF1/2008

GRIFFIN, GA.

-- Disability benefit vs retirement

My whole understanding of this discussion of being able to collect SSDI once you are already receiving retirement benefits is that you can't collect twice. If you are collecting the maximum allowable benefit based on your overall contribution to Social Security over your working life then that is it. There is not anything else to apply for.

If however (and this is where the confusion comes in) if you retired early (say at 62) and you're collecting less than you would have if you retired later and you become disabled... you should apply for SSDI because once it's approved you will then be able to collect the full benefit amount instead of the lesser. This can be a significant difference. I know two people that went down this road and both were successful in having their benefit increased but it was because they had retired early and then became disabled and applied for SSDI.

All of this though is only my personal experience and knowledge and I may not have the most up to date info.

Beth

Age 48 Fibrotic NSIP 06/06

Change everything. Love and Forgive

[Guest guest]

Beth...........you are absolutely correct..........the difference between early retirement and disability for me is nearly $400.00 a month.......Well.....heck......that's almost a tank of gas !! jim Beth wrote: My whole understanding of this discussion of being able to collect SSDI once you are already receiving retirement benefits is that you can't collect twice. If you are collecting

the maximum allowable benefit based on your overall contribution to Social Security over your working life then that is it. There is not anything else to apply for. If however (and this is where the confusion comes in) if you retired early (say at 62) and you're collecting less than you would have if you retired later and you become disabled... you should apply for SSDI because once it's approved you will then be able to collect the full benefit amount instead of the lesser. This can be a significant difference. I know two people that went down this road and both were successful in having their benefit increased but it was because they had retired early and then became disabled and applied for SSDI. All of this though is only my personal experience and knowledge and I may not have the most up to date info. Beth Age 48 Fibrotic NSIP 06/06 Change everything. Love and Forgive

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[Guest guest]

Bingo Joe.....that ought to do it........if you can get that pulmo together with S.S.........however, Lowes may not be willing to repeat what they told you to anyone official. They may be dancing real close to crossing the (Disability Act of 1971) line.JOE & JOANIE LAMENSKIE wrote: I

think you are 100% correct. My claim was put in at 59(first one) and now 60 yrs. Old and denied as they said I can do my job. I have already been replaced and was told in writing not to return to work by my uplmonologist. Lowe's would not allow me to work and work with customers using oxygen.     JOE/JOANIE JOE 60 IPF1/2008 GRIFFIN, GA. -- Disability benefit vs retirement My whole understanding of this discussion of being able to collect SSDI once you are already receiving retirement benefits is that you can't collect twice. If you are collecting the maximum allowable benefit based on your overall contribution to Social Security over your working life then that is it. There is not anything else to apply for. If however (and this is where the confusion comes in) if you retired early (say at 62) and you're collecting less than you would have if you retired later and you become disabled...

you should apply for SSDI because once it's approved you will then be able to collect the full benefit amount instead of the lesser. This can be a significant difference. I know two people that went down this road and both were successful in having their benefit increased but it was because they had retired early and then became disabled and applied for SSDI. All of this though is only my personal experience and knowledge and I may not have the most up to date info. Beth Age 48 Fibrotic NSIP 06/06 Change everything. Love and Forgive

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[Guest guest]

MB....I did collect SS at 62...what you say makes sense....when I call SS tomorrow I will mention this. Thanks. Maybe between this suggestion and Jim's experience it will break a barrier for some others.

Hope your trip is fun.

Mama-Sher, age 69.IPF 3/06, NSIP 4/08 OR. Don't fret about tomorrow, God is already there!

Disability benefit vs retirement

My whole understanding of this discussion of being able to collect SSDI once you are already receiving retirement benefits is that you can't collect twice. If you are collecting the maximum allowable benefit based on your overall contribution to Social Security over your working life then that is it. There is not anything else to apply for.

If however (and this is where the confusion comes in) if you retired early (say at 62) and you're collecting less than you would have if you retired later and you become disabled... you should apply for SSDI because once it's approved you will then be able to collect the full benefit amount instead of the lesser. This can be a significant difference. I know two people that went down this road and both were successful in having their benefit increased but it was because they had retired early and then became disabled and applied for SSDI.

All of this though is only my personal experience and knowledge and I may not have the most up to date info.

Beth

Age 48 Fibrotic NSIP 06/06

Change everything. Love and Forgive