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This article is long but fascinating. I believe it contains much food for

thought as we ponder the San situation. Sometimes things are not as

simple as we would like them to be.

Gene G.

http://www.healthbehttp://www.http://www.hhttp://www.http

January 02, 2008

Bad Cases Make Bad Law

Perhaps you saw the headlines over the holidays:

• “CIGNA Defends Decision To Let Teen Die—On Christmas Eveâ€

• “As CIGNA Insurance Waffles on Liver Transplant, Girl Diesâ€

• “Lawyer: CIGNA's refusal to pay for liver transplant 'killed'

teenâ€

• “Teenage Girl Dies So CIGNA Execs Can Get Richerâ€

• Metroblog: " Merry ******* Christmas, From CIGNA Healthcare "

Without question, this is a tragic story. Here are the bald facts: Nataline

Sarkisyan, a 17-year-old who had been battling leukemia for three years, rece

ived a bone marrow transplant from her brother the day before Thanksgiving. She

then suffered complications; her liver failed, and she went into a coma. At

that point her doctors at the UCLA Medical Center recommended a liver

transplant, saying that the transplant would give her a 65 percent chance of

living

another six months. Within four days, a matching donor was found.

But on December 11th her insurer, CIGNA, refused to cover the transplant on

the grounds that for a patient this sick, the transplant would be an “

experimental procedure.†And her insurance policy " does not cover

experimental,

investigational and unproven services.â€Â

The doctors told the family that their only alternative would be to make a

$75,000 down payment on the operation. Unfortunately, the family didn’t have

$75,000.Â

Observers both in the mainstream media and in the blogosphere were outraged

when they heard that CIGNA had denied coverage. Daily Kos led the protest

with “Murder By Spreadsheet: CIGNA Denies Claim and 17-Year-Old Will Die.â€

Responding to the firestorm, on December 20 CIGNA relented, saying thatÂ

" despite

a lack of medical evidence regarding the effectiveness of such treatment,†it

would cover the transplant.

The letter from CIGNA came too late. That same day, the hospital called to

say that Nataline's condition was deteriorating and her family was forced to

make the decision to take her off life support. She died within the hour.Â

The

next day the Sarkisyan’s lawyer announced that the family planned to sue CIGNA

for “malicious†murder.

This is both a tragic tale and a complicated story—far more complicated than

the headlines suggest. As Dr. Ford, an assistant professor at UCLA’s

medical school observed on his blog, California Medicine Man, “While I'm not

surprised at the intensity of emotion that has arisen from this case, the

utterly

inflammatory and often mindless rhetoric being propagated is sobering. It

seems that nuance has taken a hike, never to reveal itself.â€Â

Here are just a few of the questions that this vexed and vexing case raises:

• Set aside CIGNA’s concerns about the cost of the operation, and

consider the risks and benefits for the patient. Does it make sense to put a

17-year-old through the trauma of an organ transplant if her best hope would

be another six months of pain while she struggled to recover from the

operation?

• Did her parents have an opportunity to share in the decision about

the transplant or did they simply consent? In other word, were they given a

choice: did they share in the process of making the decision while weighing the

risks, the possible benefits, and the likely side effects? (See my post on

shared decision-making here and a longer article on the same topic here). One

would like to know what Nataline herself wanted, but she was not in a position

to express her wishes. Her mother told reporters that she had been in a

vegetative state for weeks.

• What does one make of the research here, which suggests that the

UCLA Medical Center consistently provides much more aggressive treatment than

many other hospitals--while achieving no better outcomes than medical centers

that practice more conservative medicine?Â

• Finally, if Nataline had lived in a country with a single-payer

health care system—a country where the payer was not concerned about profits,

would she have received a transplant?

Begin with the most important question: when Nataline’s UCLA doctors

recommended a liver transplant, were they suggesting futile, end-of-life

treatment?Â

On his blog, “California Medicine Man, " UCLA’s Dr. Ford does not

pretend

to have a final answer, but he does raise some pertinent issues.

Let me stress, first, that Ford, who is a full-time assistant professor at

the UCLA School of Medicine, was not involved in Nataline’s case.

Nevertheless,

he notes “I was very surprised that the family's physicians claimed a 65% six

month survival with the transplant. It seems highly unlikely that such data,

if it exists at all, has any degree of reliability. These are rare cases. I

think it's interesting that these doctors are now refusing to speak to the press

and I wonder how excited they'd be at having to defend those numbers publicly.

â€Â

To be fair, in the face of impending litigation, it is not surprising that

Nataline’s doctors are not talking-- but it does make it very difficult to get

information on the medical evidence behind their recommendation.

Here it should be noted that Ford’s blog stipulates that his views are his

own and do not represent those of UCLA, Harbor-UCLA Medical Center or the Los

Angeles County Department of Health Services. And he is not a transplant

specialist; he works in the General Internal Medicine Division where he teaches

medical students, interns and residents.

But when the L.A. Times and the Associated Press asked physicians who areÂ

transplant specialists about Nataline’s case, their answers were

equivocal--at best:

Dr. , chief of the transplant service at UC San Francisco told

the L.A. Times that his center “generally will not accept a patient without

a

50% chance of living five years...†But, according to the letter UCLA's

doctors wrote to Cigna, a patient like Nataline might, at best, live six

months.

It might seem cruel to say that it’s only worth doing the operation if the

patient has a chance of living at least five years. But it is also cruel to put

a patient through the pain and extraordinary trauma of an organ transplant if

the best outcome the doctors promise is another six months of poor quality

life.

" The problem that they got into is, here's a situation where she didn't have

very long to live, " Dr. observed. " Probably in this situation,

they're probably better off to say, 'The transplant center really feels like

this is

the right thing to do, let them go ahead.' " In other words, his center would

not accept Nataline as a transplant patient because, from a medical point of

view, the possible benefits just aren’t enough to justify the risks to the

patient. But also seems to be saying that, given the fact that she was

going to die anyway, CIGNA probably should just have said “go ahead.â€

The standard of care for this particular situation is " going to be pretty

hard to know, " added. " I think it's a very difficult decision for both

the transplant center and the insurance company. "

Another transplant expert, Dr. Goran Klintmalm, chief of the Baylor Regional

Transplant Institute in Dallas, called the operation that UCLA wanted to

perform “a very high-risk transplant and generally speaking, it is on the

margins.

†But Klintmalm also told the L.A. Times that he would consider performing

the same operation on a 17-year-old and believes the UCLA doctors are among the

best in the world. " The UCLA team is not a cowboy team, " he said. " It's a team

where they have some of the soundest minds in the industry who deliver

judgment on appropriateness virtually every day. " Â

Translation: in Dr. Klintmalm’s professional opinion this operation is “on

the marginsâ€â€”but he wouldn’t want to criticize his medical brethren at

UCLA.

Talking to the Associated Press, Dr. Stuart Knechtle, who heads the liver

transplant program at the University of Wisconsin at Madison, was more

definite: “Transplantation is not an option for leukemia patients because

the

immunosuppressant drugs [that the patient needs to take so that he or she does

not

reject the organ] tend to increase the risk and growth of any tumors, " Knechtle

declared.

“The procedure would be futile, " he added, although the Associated Press

notes that he was not commenting specifically on Nataline’s case.

I wonder if Nataline’s parents had an opportunity to solicit second opinions

from doctors at other hospitals—and whether Nataline’s doctors were clear in

spelling out why some transplant physicians might disagree with their

recommendation.Â

Too often, physicians “seek informed consent simply by presenting a scenario

along the lines of ‘here's what we have to do, and why,’†observes

UCLA’s

Dr. Jerome R. Hoffman, lead author of an article on informed decision making

published in PloS Medicine last year. “This may or may not be accompanied by a

brief mention of the possible risks of the proposed strategy, and in rare

cases, even by a very brief mention of potential alternatives—although this

last

element would typically be followed by a description of why such alternatives

are not really reasonable.â€

I also wonder if the hospital made a palliative care specialist available to

talk to the parents, or if they relied solely on the advice of the surgeon

and other doctors who had been treating her when she developed complications?

The fact that Nataline’s case had gone sour on her doctors’ watch might

have made them less than objective. I’m not suggesting that the doctors were

worried about a malpractice suit: following bone marrow transplants, patients

are

very susceptible to complications. There is no indication that the physicians

caring for her did anything wrong. Nevertheless, at least one prominent

palliative care specialist has told me that sometimes she has to protect

patients

from surgeons who want to try to repair a failed procedure —with yet another

surgery. “They can’t bear the failure—they want to make it right. This is

what

they have been trained to do.†But they are not necessarily thinking about

what is best for the patient.

And, according to research done by investigators at Dartmouth University,

UCLA has a record of over-treating some of its sickest patients. In a study of

how patients suffering from twelve chronic illnesses (including cancer) fared

during the final two years of life , the research compared UCLA to eleven

other academic medical centers and found that, in most cases, UCLA provided far

more intensive, aggressive care. For example, “Compared to [patients] treated

at

UC San Francisco [a sister hospital], UCLA patients spent 45 percent more

days in acute care hospitals, used 3.5 times more days in intensive care and

were

1.5 times more likely to have been admitted to an ICU during the

hospitalization in which they died. They experienced 71 percent more physician

visits and

37 percent more frequent referrals to ten or more different physicians. Yet,

despite more aggressive care at UCLA, “objective quality measures showed that

the quality of care was as good--and by some measures better—at UCSF.â€Â The

article, which was published in Health Affairs, cited another major study

showing that patient satisfaction was higher at UCSF.

Why do patients receive more intensive, expensive treatment at UCLA? The

answer confirms what three decades of Dartmouth research has shown:Â UCLA

medical

center boasts an abundance of hospital beds and specialists. As Dartmouth’s

researchers have found, time and again, where there are more specialists and

more beds, patients receive more aggressive care. This is not intentional, it is

simply a fact: if the beds are available, they will be filled. If the

specialists are available, they will be called in to consult on the case. And

each

specialist will recommend yet another procedure. This is why it costs Medicare

twice as much when a patient is treated at UCLA as when a very similar patient

is cared for at the Mayo Clinic. Meanwhile, outcomes, patient satisfaction and

doctor satisfaction are all higher at Mayo.

“UCLA knows that it has a problem,†Dr. Jack Wennberg, the father of

Dartmouth’s research told me after this report on California hospitals came

out.Â

“What do they plan to do about it?†I asked.

“What can they do?†Wennberg replied. “They can’t fire the specialists

and

close down the beds. They need those specialists and those beds to generate

the revenue stream they must have to service their debt.â€Â So, for the time

being at least, supply will continue to drive demand.

The case becomes even more ambiguous if you look at CIGNA’s record on

transplants. Since CIGNA is a for-profit insurer, most of its critics assumed

that

the company refused coverage simply because the operation was expensive. But

the L.A. Times reports that CIGNA has a record of approving coverage for

more than 90 percent of all transplants requested by its members, as well as

more

than 90 percent of the liver transplants.

Some of CIGNA’s critics also assume that, “if only we had single-payer

system in the U.S., these things wouldn’t happen. But the truth is that had

Nataline lived in the U.K., the chances that the government-sponsoreSome of

CIGNA’s

critics also assume that, “if only we had single-payer system in the U.S.,

these things wouldn’t happen. But the truth is that had Nataline lived in

the

U.K., the chances that the government-sponsore<wbr>d healthcare system would

have approved her transplant are slim. And, as Ford (a.k.a. California Medicine

Man) points out, it’s not likely that she would have received the transplant

in Canada either. “I’vfewer.â€

In these countries, the government considers the cost-effectiveness of

treatments, and no one, not even Nataline’s doctors, has suggested that the

transplant might have given her even one or two extra years of healthy life. As

Ford

observes, the governments in single-payer countries must face the fact that

when they spend money (and a liver) on one patient, they won’t have that money

(or liver) to spend on someone else: “Every dollar spent represents a dollar

that could have been spent elsewhere.

Everything in medicine and economics is a trade-off...Everything in medicine

and economics is a trade-off...<wbr>The facts of this case are unquestionably

grim but can those advocating the public hangings at least imagine the

possibility that some technologies may in fact be futile or at best

experimental?â€

asks Ford. “And if such is the case, can these individuals not recogniz

Finally Ford raises a troubling question: “Why didn't UCLA, the patient's

hospital, simply perform the surgery and defer payment from the family or CIGNA

until later? If it was such a great idea, why didn't they exhibit the outrage

and strength of conviction to go ahead regardless of CIGNA's assessment?

“Surely an institution of this size could have absorbed these costs at least

until the finances could later be sorted out,†Ford continues. “This is all

the more true given that most such costs are fixed costs that the hospital

would incur regardless of whether this particular operation was performed or

not.

“How is it that the hospital and the doctors' moral standing in this

disaster has escaped media attention? My prediction is that eventually, it

won't.â€

“Ultimately, CIGNA made a mistake in relenting,†Ford concludes.â€One of

the

biggest mistakes CIGNA may have made was giving in to the public relations

consequences and actually approving the procedure (belatedly).â€Â He notes

that

CIGNA reversed itself “despite the lack of medical evidence regarding the

effectiveness of such treatment.â€

“To me, this is very telling,†Ford writes. They've all but admitted that

the decision to capitulate was based not on science but on emotion.â€

Ultimately, no doubt, CIGNAÂ will agree to an large out-of-court settlement

.. The case has been tried in the press—by people who know little or nothing

about Nataline’s condition, her chance of surviving the surgery, and what

suffering she would have faced if she had survived the surgery.

Yet I hope that CIGNA settles out of court. I would hate to see this case

come to trial, because, in such an emotional case, the jury almost certainly

would rule in the family’s favor—setting a bad precedent. In the future,

physicians would be even more likely to feel obliged to recommend “marginalâ€

end-of-life treatment, and insurers would be more likely to cover it. Bad

cases

make bad law. And this is a bad case because it is so ambiguous and so fraught

with emotion.

Meanwhile there are so many clear-cut problems in our for-profit private

insurance industry that should be investigated in a court of law. I would like

to

see states take insurers to court for the way they “cherry-pick†their

customers, shunning the sick, and raising premiums on customers who become

seriously ill. Often, insurers scour their records looking for some scrap of

evidence

that the patients’ illness may have been caused by a pre-existing condition.

Insurers also write policies in such a way that it is very difficult to know,

for certain, what will be covered—and they advertise “super-saverâ€

policies

that contain so many holes that they don’t even deserve to called

“insurance.â€

These are good cases that could lead to good laws.Â

By contrast, questions about end-of-life care should not be decided by

lawyers and juries. Nor should they be decided by insurers. They should be left

to

physicians, palliative care specialists and medical ethicists, keeping in mind

that the physicians treating a dying patient may not be in the best position

to decide when it’s time to stop. In other developed countries, national

guidelines help steer these decisions, with an eye to what is

cost-effective—and

what is humane.

Posted by Maggie Mahar on January 2, 2008 | Email this post

Start the year off right. Easy ways to stay in shape in the new year.

**************

Start the year off right. Easy ways to stay in

shape.

http://body.aol.com/fitness/winter-exercise?NCID=aolcmp00300000002489

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