Re: Lost Insurance Funding - Pulled Plug On Counseling

[Guest guest]

Daughter,

I'm sorry to hear about your insurance woes. I get it. Do you know that they

clump Traumatic Brain Injury TBI under behavioral medicine? and as most of us

know, this is the one area that insurance companies cant still get away with

denial of coverage with impunity. How exactly can they get away with shoving

what was OBVIOUSLY a physical trauma into behavioral issues!

I have had multiple head injuries, the most recent was getting rear ended when I

was sitting at a dead stop by a guy that was not paying attention to traffic and

slammed into me going at least 25 mph even tho he was hitting the brakes when he

hit me. add to that two concussions with loss of conscienceness and two other

concussions that " rang my bell " but did not knock me out. After the rear end

accident I had a minor procedure, but had to be put under and after that, my

brain just quit working the way it had before. I had some testing done, and came

out as having moderate TBI and the control group was brain injured military

veterans! my insurance won't cover the testing to the tune of 1K and definitely

won't pay for any therapies to try to correct it. GRRRRR.

I truly think that getting help to mentally ill is going to be defining issue of

this century along with education.

Carla

>

> Hello Group,

>

> I just wanted to let you know that my insurance company decided to increase

the deductible by another $2,000. This might be something I would have tried to

meet before. But my kids were hospitalized with pneumonia and RSV the last two

years and I had a knee surgery. (Those who know me here may recall our plethora

of medical issues.)

>

> Anyway, we are over $10,000 in debt already on these medicals, so I cannot

continue incurring bills.

>

> I hope you all don't mind that I just volunteered you to be my counseling

group. It really doesn't get any better than this forum. I am particularly

thankful that this group is here now. (I will continue to work with the

insurance company and see what else we can do.) But in the meantime, I'll be

reading posts. :-)

>

> Sincerely,

> -Coal Miner's Daughter

>

[Guest guest]

Thanks. I will try both calling around for sliding fees and checking in with the

county mental health department.

-Coal Miner's Daughter

> >

> > Hello Group,

> >

> > I just wanted to let you know that my insurance company decided to increase

the deductible by another $2,000. This might be something I would have tried to

meet before. But my kids were hospitalized with pneumonia and RSV the last two

years and I had a knee surgery. (Those who know me here may recall our plethora

of medical issues.)

> >

> > Anyway, we are over $10,000 in debt already on these medicals, so I cannot

continue incurring bills.

> >

> > I hope you all don't mind that I just volunteered you to be my counseling

group. It really doesn't get any better than this forum. I am particularly

thankful that this group is here now. (I will continue to work with the

insurance company and see what else we can do.) But in the meantime, I'll be

reading posts. :-)

> >

> > Sincerely,

> > -Coal Miner's Daughter

> >

>

>

>

>

>

[Guest guest]

Dear Janet,

I am not big on " signs " or reading too much into coincidences - probably because

my mom overdid this type of thing to the point of superstition and actually

allowed fortune cookies, etc. to determine her life decisions.

But - I did want to mention your verse: " Trust in the Lord with all thine heart

and lean not unto thine own understanding. In all thy ways acknowledge Him and

He shall direct thy paths. " This was particularly encouraging and affirming for

me because I had thought of this very Scripture when I received the news about

my loss of insurance coverage. This was a song we sang in Bible School as a

child that I had have not thought of in a few years. When I remembered it and

then saw it in your signature line, it reminded me that I don't have to control

everything.

Thanks!

-Coal Miner's Daughter

> >

> > Hello Group,

> >

> > I just wanted to let you know that my insurance company decided to increase

the deductible by another $2,000. This might be something I would have tried to

meet before. But my kids were hospitalized with pneumonia and RSV the last two

years and I had a knee surgery. (Those who know me here may recall our plethora

of medical issues.)

> >

> > Anyway, we are over $10,000 in debt already on these medicals, so I cannot

continue incurring bills.

> >

> > I hope you all don't mind that I just volunteered you to be my counseling

group. It really doesn't get any better than this forum. I am particularly

thankful that this group is here now. (I will continue to work with the

insurance company and see what else we can do.) But in the meantime, I'll be

reading posts. :-)

> >

> > Sincerely,

> > -Coal Miner's Daughter

> >

>

>

>

>

>