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OT: medical bill question

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HI all! I have a question about a medical bill that I thought someone

might have help for (some of you seem to know a lot about this). In

January I went to the ER thinking I had carbon monoxide poisoning. They

did a blood test and I didn't. I now have a bill because they said that

it was a non-emergency use of the ER and my insurance only covers 50%

of this. I thought it was an emergency! SO I got a copy of the records

and they only put " nausea and fatigue " in the report, not anything

about carbon monoxide, so the hospital told my insurance company that

it wasn't an emergency. Is there any way to fight this or should I just

suck it up and pay?

Melinda

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How do you know that the hospital told the insurance company that it was not an

emergency. Sounds like an emergency to me. I think the insurance company is

trying to find an excuse to not pay. I am sure the hospital has records showing

that you thought you had CO2 poisoning. The fact that you did not does not mean

anything. Call the hospital and ask for a copy of your records. You may need to

pay for them but they will have them.

Ora

On Sat, 12 Apr 2008 00:17:50 -0000, " spanishmiss430 "

spanishmiss430@...> wrote:

>HI all! I have a question about a medical bill that I thought someone

>might have help for (some of you seem to know a lot about this). In

>January I went to the ER thinking I had carbon monoxide poisoning. They

>did a blood test and I didn't. I now have a bill because they said that

>it was a non-emergency use of the ER and my insurance only covers 50%

>of this. I thought it was an emergency! SO I got a copy of the records

>and they only put " nausea and fatigue " in the report, not anything

>about carbon monoxide, so the hospital told my insurance company that

>it wasn't an emergency. Is there any way to fight this or should I just

>suck it up and pay?

>Melinda

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Hey Melinda, I have a similar situation, and I am fighting it. My Insurance paid the Dr. fee for the ER visit (for my son), but denied the hospital part. How stupid is that??? So, I filed an appeal. I always fight when the Insurance tries to get out of paying claims. My vote *grin* is try to get it covered. I think Insurance companies do anything they can to get out of paying claims. Hugs, Chelle

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