Question - accepting pre-existing

[Guest guest]

Hello. This is my first post. I am wondering if anyone knows about the new law

that insurance companies must accept you regardless of a pre-existing condition.

My daughter Sydney is almost 3, has autism, she is on our schoolboard insurance

(coventry formerly Vista) which many therapists and centers don't seem to take.

We kept it because it was impossible to change because no other insurance would

take her due to pre-existing. Plus, she was attached to her speech therapist

anyway. Well now children's therapy services (where she attends) is closing!!

And October is open enrollment - the only time once a year to remove dependents.

Does anyone know exactly what this law is and exactly when it goes into effect?

Jeannie Krouch

[Guest guest]

The new law went into effect September 23, 2010. Insurance companies must cover

a child with pre-existing conditions but the company may raise your premium. We

just switched companies (new job) and while my sons both have coverage our

premium went up 12% from the original quoted price.

Ilise

>

> Hello. This is my first post. I am wondering if anyone knows about the new

law that insurance companies must accept you regardless of a pre-existing

condition. My daughter Sydney is almost 3, has autism, she is on our

schoolboard insurance (coventry formerly Vista) which many therapists and

centers don't seem to take. We kept it because it was impossible to change

because no other insurance would take her due to pre-existing. Plus, she was

attached to her speech therapist anyway. Well now children's therapy services

(where she attends) is closing!! And October is open enrollment - the only time

once a year to remove dependents. Does anyone know exactly what this law is and

exactly when it goes into effect?

>

> Jeannie Krouch

>

[Guest guest]

If you put her on her own plan (individual) add 25% for having pre-existing. Sent from my Verizon Wireless BlackBerrySender: sList Date: Fri, 08 Oct 2010 22:57:11 -0000To: <sList >ReplyTo: sList Subject: Re: Question - accepting pre-existing The new law went into effect September 23, 2010. Insurance companies must cover a child with pre-existing conditions but the company may raise your premium. We just switched companies (new job) and while my sons both have coverage our premium went up 12% from the original quoted price.Ilise>> Hello. This is my first post. I am wondering if anyone knows about the new law that insurance companies must accept you regardless of a pre-existing condition. My daughter Sydney is almost 3, has autism, she is on our schoolboard insurance (coventry formerly Vista) which many therapists and centers don't seem to take. We kept it because it was impossible to change because no other insurance would take her due to pre-existing. Plus, she was attached to her speech therapist anyway. Well now children's therapy services (where she attends) is closing!! And October is open enrollment - the only time once a year to remove dependents. Does anyone know exactly what this law is and exactly when it goes into effect?> > Jeannie Krouch>

[Guest guest]

thanks - unfortunately with the new law the child can't go on their own plan under the age of 19. I am a teacher so my insurance is free right now. If i switch my daughter, I have to join with her, plus the pre-existing % increase puts the cost way higher than the 600 dollars monthly I pay now. Still looking for loopholes though......

Subject: Re: Question - accepting pre-existingTo: sList Date: Friday, October 8, 2010, 6:57 PM

The new law went into effect September 23, 2010. Insurance companies must cover a child with pre-existing conditions but the company may raise your premium. We just switched companies (new job) and while my sons both have coverage our premium went up 12% from the original quoted price.Ilise>> Hello. This is my first post. I am wondering if anyone knows about the new law that insurance companies must accept you regardless of a pre-existing condition. My daughter Sydney is almost 3, has autism, she is on our schoolboard insurance (coventry formerly Vista) which many therapists and centers don't seem to take. We kept it because it was impossible to change because no other insurance would

take her due to pre-existing. Plus, she was attached to her speech therapist anyway. Well now children's therapy services (where she attends) is closing!! And October is open enrollment - the only time once a year to remove dependents. Does anyone know exactly what this law is and exactly when it goes into effect?> > Jeannie Krouch>