Insurance Law Clarification

[Guest guest]

Hi Listmates:

With the new health reform the companies can not limit any pre- existing for children under 19. That would effect any policy written after 9/23/10 and for group policies after the next renewal date. So for that United Healthcare group policy after it's renewal (most likely 1/1 but call to ask) they won't be able to limit speech to 20 visits. The Autism law allowed the limitation, the reform supersedes the bill.

Regards,

Jayne

[Guest guest]

What about individual policies? Will these same rules apply individual policies after renewal?

Insurance Law Clarification

Hi Listmates:

With the new health reform the companies can not limit any pre- existing for children under 19. That would effect any policy written after 9/23/10 and for group policies after the next renewal date. So for that United Healthcare group policy after it's renewal (most likely 1/1 but call to ask) they won't be able to limit speech to 20 visits. The Autism law allowed the limitation, the reform supersedes the bill.

Regards,

Jayne

[Guest guest]

hi. I was on the phone with united health last week and was told that my autistic 3 year old can not go on policy by herself due to the under 19 years old policy. I was told that in order for her to switch insurance policies, a parent must join with her as a dependent.

Hope this helps and please reply if I am wrong. I am looking for loopholes in this.

Subject: Re: Insurance Law ClarificationTo: sList Date: Saturday, October 9, 2010, 11:06 AM

What about individual policies? Will these same rules apply individual policies after renewal?

Insurance Law Clarification

Hi Listmates:

With the new health reform the companies can not limit any pre- existing for children under 19. That would effect any policy written after 9/23/10 and for group policies after the next renewal date. So for that United Healthcare group policy after it's renewal (most likely 1/1 but call to ask) they won't be able to limit speech to 20 visits. The Autism law allowed the limitation, the reform supersedes the bill.

Regards,

Jayne