Guest guest Posted November 8, 2011 Report Share Posted November 8, 2011 Hi Cindy; With an HMO you can NOT go out of network, so you would be paying for your therapists out of pocket. With a PPO you can go out of network, but you would have a higher deductible and out of pocket than in network. Hope that helps. Jayne, Licensed Agent and Miki's mom Quote Link to comment Share on other sites More sharing options...
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