united health care or blue cross- need independent advice

[Guest guest]

We have relocated to Florida from Pennsylvania and are still covered by our

health care plan with Blue Cross PA . Our broker in PA suggests we switch to a

personal choice plan under our small corporate plan in PA since we will then not

need primary physician referrals .We will then be treated as in network.However

I do not believe Blue Cross will cover any of our son's ABA schooling but they

have been paying part of his hyperbaric treatments which has been helpful.

i hear that United Healhcare will pay for some ABA but we need some specialist

advice.

Can anyone recommend a good insurance broker who really understands different

healthcare options ?

[Guest guest]

I have BCBS of NC and it pays for more than half of my son's ABA. My parents have BCBS of PA and I checked into their plan and BCBS of PA is 100% better than BCBS of NC and 200% better than BCBS of FL. I do not know anything about United but I know a lot about BCBS. I have a friend who has United and it pays for her son's ABA so it may be worth checking into. BCBS is the biggest pain in the a## I have ever delt with so I would never recommend them to anyone. I will however tell you to keep you BCBS of PA instead of changing to BCBS of FL.

united health care or blue cross- need independent advice

We have relocated to Florida from Pennsylvania and are still covered by our health care plan with Blue Cross PA . Our broker in PA suggests we switch to a personal choice plan under our small corporate plan in PA since we will then not need primary physician referrals .We will then be treated as in network.However I do not believe Blue Cross will cover any of our son's ABA schooling but they have been paying part of his hyperbaric treatments which has been helpful.

i hear that United Healhcare will pay for some ABA but we need some specialist advice.

Can anyone recommend a good insurance broker who really understands different healthcare options ?

[Guest guest]

I also have BCBS and I agree with completely. Mine is the federal plan and it does not cover ABA.

I have BCBS of NC and it pays for more than half of my son's ABA. My parents have BCBS of PA and I checked into their plan and BCBS of PA is 100% better than BCBS of NC and 200% better than BCBS of FL. I do not know anything about United but I know a lot about BCBS. I have a friend who has United and it pays for her son's ABA so it may be worth checking into. BCBS is the biggest pain in the a## I have ever delt with so I would never recommend them to anyone. I will however tell you to keep you BCBS of PA instead of changing to BCBS of FL.

united health care or blue cross- need independent advice

We have relocated to Florida from Pennsylvania and are still covered by our health care plan with Blue Cross PA . Our broker in PA suggests we switch to a personal choice plan under our small corporate plan in PA since we will then not need primary physician referrals .We will then be treated as in network.However I do not believe Blue Cross will cover any of our son's ABA schooling but they have been paying part of his hyperbaric treatments which has been helpful.

i hear that United Healhcare will pay for some ABA but we need some specialist advice.

Can anyone recommend a good insurance broker who really understands different healthcare options ?

[Guest guest]

As an ABA provider we deal with all of the insurance companies. The thing to consider is if the plan falls under the specifications of the state mandates. PA does have an autism mandate as does Florida. It's not so much the insurance carrier as it is the composition of the corporation's plan. In Florida in order for a plan to have the Autism full benefits the company's plan must be 50+ people and not a self funded plan. Usually small group plans (less than 50 employees) do not have the coverage nor do individual plans. Self funded plans are excluded from the mandate. Also the Federal Employee Plans do not cover ABA. If you would like assistance in determining if your health plans cover ABA feel free to contact our office at . We can help you get this information and find you a provider in your area. ABA of South Florida (New Way Day Services Inc and Automaticity). Cary Bouza-MeridaNew Way Day Services Sent from my iPhone

I have BCBS of NC and it pays for more than half of my son's ABA. My parents have BCBS of PA and I checked into their plan and BCBS of PA is 100% better than BCBS of NC and 200% better than BCBS of FL. I do not know anything about United but I know a lot about BCBS. I have a friend who has United and it pays for her son's ABA so it may be worth checking into. BCBS is the biggest pain in the a## I have ever delt with so I would never recommend them to anyone. I will however tell you to keep you BCBS of PA instead of changing to BCBS of FL.

united health care or blue cross- need independent advice

We have relocated to Florida from Pennsylvania and are still covered by our health care plan with Blue Cross PA . Our broker in PA suggests we switch to a personal choice plan under our small corporate plan in PA since we will then not need primary physician referrals .We will then be treated as in network.However I do not believe Blue Cross will cover any of our son's ABA schooling but they have been paying part of his hyperbaric treatments which has been helpful.

i hear that United Healhcare will pay for some ABA but we need some specialist advice.

Can anyone recommend a good insurance broker who really understands different healthcare options ?

[Guest guest]

Geralda, I also have BCBS FL Federal plan, but I still don't really know what and how much they cover.  Do you know?

Carolina Harp

Sent From My HTC EVO

> I also have BCBS and I agree with completely. Mine is the federal plan and it does not cover ABA.

> > > >> >> I have BCBS of NC and it pays for more than half of my son's ABA. My parents have BCBS of PA and I checked into their plan and BCBS of PA is 100% better than BCBS of NC and 200% better than BCBS of FL. I do not know anything about United but I know a lot about BCBS. I have a friend who has United and it pays for her son's ABA so it may be worth checking into. BCBS is the biggest pain in the a## I have ever delt with so I would never recommend them to anyone. I will however tell you to keep you BCBS of PA instead of changing to BCBS of FL.

>> >> >> united health care or blue cross- need independent advice>> >> >> We have relocated to Florida from Pennsylvania and are still covered by our health care plan with Blue Cross PA . Our broker in PA suggests we switch to a personal choice plan under our small corporate plan in PA since we will then not need primary physician referrals .We will then be treated as in network.However I do not believe Blue Cross will cover any of our son's ABA schooling but they have been paying part of his hyperbaric treatments which has been helpful.

>> i hear that United Healhcare will pay for some ABA but we need some specialist advice. >> Can anyone recommend a good insurance broker who really understands different healthcare options ? >>

>>

[Guest guest]

Only 50 sessions of Speech, OT, and pt combined; in-network only.

Geralda, I also have BCBS FL Federal plan, but I still don't really know what and how much they cover. Do you know?

Carolina Harp

Sent From My HTC EVO

> I also have BCBS and I agree with completely. Mine is the federal plan and it does not cover ABA.

> > > >> >> I have BCBS of NC and it pays for more than half of my son's ABA. My parents have BCBS of PA and I checked into their plan and BCBS of PA is 100% better than BCBS of NC and 200% better than BCBS of FL. I do not know anything about United but I know a lot about BCBS. I have a friend who has United and it pays for her son's ABA so it may be worth checking into. BCBS is the biggest pain in the a## I have ever delt with so I would never recommend them to anyone. I will however tell you to keep you BCBS of PA instead of changing to BCBS of FL.

>> >> >> united health care or blue cross- need independent advice>> >> >> We have relocated to Florida from Pennsylvania and are still covered by our health care plan with Blue Cross PA . Our broker in PA suggests we switch to a personal choice plan under our small corporate plan in PA since we will then not need primary physician referrals .We will then be treated as in network.However I do not believe Blue Cross will cover any of our son's ABA schooling but they have been paying part of his hyperbaric treatments which has been helpful.

>> i hear that United Healhcare will pay for some ABA but we need some specialist advice. >> Can anyone recommend a good insurance broker who really understands different healthcare options ? >>

>>

[Guest guest]

We also have BCBS federal with 75 combine visits for Speech, Ot and physical

therapy $20 copay network. I use verbal behavior for my son out network $ 20

copay with a mental license using behavior tech. My son is doing great, he loves

all the staff, he is improving a lot every day. This place is call All 4 kidz at

cooper city, we all love it..

Liette

> > >

> > >>

> > >> I have BCBS of NC and it pays for more than half of my son's ABA. My

parents have BCBS of PA and I checked into their plan and BCBS of PA is 100%

better than BCBS of NC and 200% better than BCBS of FL. I do not know anything

about United but I know a lot about BCBS. I have a friend who has United and it

pays for her son's ABA so it may be worth checking into. BCBS is the biggest

pain in the a## I have ever delt with so I would never recommend them to anyone.

I will however tell you to keep you BCBS of PA instead of changing to BCBS of

FL.

> > >>

> > >>

> > >> united health care or blue cross- need independent

advice

> > >>

> > >>

> > >> We have relocated to Florida from Pennsylvania and are still covered by

our health care plan with Blue Cross PA . Our broker in PA suggests we switch to

a personal choice plan under our small corporate plan in PA since we will then

not need primary physician referrals .We will then be treated as in

network.However I do not believe Blue Cross will cover any of our son's ABA

schooling but they have been paying part of his hyperbaric treatments which has

been helpful.

> > >> i hear that United Healhcare will pay for some ABA but we need some

specialist advice.

> > >> Can anyone recommend a good insurance broker who really understands

different healthcare options ?

> > >>

> > >>

> >

>