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RE: Insurance Help-Ross

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-----Original

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The Pre-existing condition exclusionary period will be

reduced by the total number of months that the Insured provides documentation

of continuous coverage under a prior health insurance policy which provided

benefits similar to this policy.

I “think” being enrolled/covered under your father’s

insurance policy, covers this exclusion, because you have had continuous

coverage. What you need to do; is

call your dad’s insurance company and ask for a Continuous Coverage

Statement. It should list the

beginning and ending dates of your coverage. You’ll have to send that Statement to

the new company, when you do, you’ll be covered without the pre-existing

exclusionary period. Word to the

wise, just because you call and ask for the statement, doesn’t mean they’ll

send it. Watch the mail and call,

call again, until you get it.

HTH - BIT

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