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Cassandra

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Debbie -

No I have not done anything yet. I live in Va Beach, Va and would love to

have Dr. Rutledge do MGB. I am trying to gather as much info from people who

were sucessful with their insurance that live out of state before I attack. I

want to make sure ALL my ducks are in a row. I have talked to my insurance

company and have found out that it must be " medically necessary. " And to be

honest I just am not sure where to start. I do not have $15,000 hanging

around, so I want to do this right.

ANY and all insight is welcome!

Thanks!

Cassandra

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Hi, Well I really did not have no trouble at all.Thank the Lord

First I called my insurance comp. my self to find out if thay would

cover the MGB surgery.Then I made my fisrt appt. with Dr.R.

I think the most important part of approval by the insurance comp.

is how well the patient criteria is filled out.You have got to be VERY

detailed and have tried other methods of weight loss.I thought I had

been turned down because it took three months for the insurance comp.

to let Debbie know or not if they were going to pay.

On my patient criteria I wrote down weight loss methods for the age of

13 up until now. So mine was in full detail.Have you done this?

I sorry I could not be of more help on that but I guess i'm one of

the

luckier ones who did not have much trouble with there inc.

Good luck!

Debbie

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In a message dated 4/3/00 8:15:29 PM Eastern Daylight Time,

interiormagic@... writes:

<< I have talked to my insurance

company and have found out that it must be " medically necessary. " And to be

honest I just am not sure where to start >>

Hi Cassandra,

Does your insurance say " Medically Necessary for Morbid Obesity " ? If so,

calculate your BMI on the website and you'll have proof if you are morbidly

obese. From there, submit your patient info. form online and talk to your

PCP about a support letter (and referral if your Ins. co. requires it). Have

you gotten a copy of the Patient Manual yet? You can get it by mail and/or

download it from the website. If you get it via snailmail, you will also get

a multi-page list of MGB Post-op contacts. Finally, start going through the

12 steps Dr. R. outlines and you'll be there before you know it!

Best of luck!

{{HUGS}}

Claire

Redhead in FL

Clinic 4/8/00, 1pm

MGB 4/10/00 !!!!

Dr. Rutledge (http:/clos.net)

BMI 53.6

" He who began a good work in you will be faithful to complete it until the

day of Christ Jesus. " - Phil. 1:6

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