Re: Disabilty and Medicare Options

[Guest guest]

Dale,

Thanks for the good, helpful information on where to get help. I think I've got things figured out as far as my choices go. I got some help from one of the reimbursement specialists at Caring Voice. They've been so good to me over the last year or so in helping me find ways to get my medication and other issues. Just remember they are there to serve our community. Their website is www.caringvoice.org

Beth

Age 48 Fibrotic NSIP 06/06 UCTD 07/08

Change everything. Love and Forgive

Disabilty and Medicare Options

/ Beth and others,

Various groups can be helpful sorting through Medicare options, including Medicare Supplements and Medicare Advantage (vary per state) plans. But I recommend that you locate and talk with two or more knowledgeable insurance agents to complement what you get from other sources. If you don't know an agent or don't know where to go, you can google the Health Underwriters Association in your state, go to the club nearest you, and call the president or membership chair for that club. Tell them you need someone near your zip code who is knowledgeable about Medicare options, since many are not, and ask for two or more names.

With Medicare Supplement plans...Plan F is one of the most commonly chosen because it covers the excess charges above what Medicare covers...you should also consider adding a Part D Prescription plan.

Medicare Advantage plans are different, and actually replace Medicare, and may or may not include Part D coverage. Some states offer what are called Evercare plans which are designed for individuals with specific illnesses.

I work with such plans in NC, so please feel free to call or email me with any questions.

Dale NC, 67, IPF 7/08