Re: Re: Florida Pre-Paid college and TRUST FUND/benefits

[Guest guest]

I have been told that the money in the Florida prepaid account does NOT count as the child's asset when calculating Medicaid and Social Security benefits.

Joyce

Subject: Re: Florida Pre-Paid college and TRUST FUND/benefitsTo: sList Date: Thursday, January 20, 2011, 2:08 PM

I wanted to ask if you set up a Florida pre-paid college fund for your kid with autism without having a special needs trust fund, would that money be counted against him to receive government benefits? Thanks, Ida>> I also held off and am now glad I did. My daughter will not be able to handle > the academics of college and I hoped & prayed for many years that she possibly > could. I couldn't have handled the money then anyway and it went towards > therapies which now I can say did help. Only you can be the one to decide and > check to see about returning the money if you change your mind.  Good luck.> > >

>> >> >To: sList > >Sent: Sun, January 16, 2011 7:13:23 AM> >Subject: Florida Pre-Paid college discussion> >> > > >I’ve been holding off on Florida prepaid college because I was nervous my son > >would not go to college and then we would lose our investment. Anyone know > >anything about that? What are others doing?> >> >> >> >> >From: Cohane > >Sent: Saturday, January 15, 2011 8:29 PM> >To: sList > >Subject: RE: FREE Online Inclusion Training for Administrators, > >Educators and Parents> >> > > >Can you speak more about this???? We do the Florida Prepaid for all three of > >ours (actually the grandparents do it). Is there a discounted rate for our > >kids? > >> >From:sList [mailto:sList ] On Behalf > >Of > >Sent: Saturday, January 15, 2011 7:25

AM> >To: sList > >Subject: Re: FREE Online Inclusion Training for Administrators, > >Educators and Parents> > > >As for college, you can do the Florida pre-paid and get his college much > >cheaper. We did it this year for our son and his four year college tuition was > >11,000.00 without room and board. > >> > FREE Online Inclusion Training for Administrators, > >Educators and Parents> > > >> > > >To ensure you receive Institute on Disability emails, please add > >contact.iod@... to your address book.> >Having trouble reading this announcement? Click here to view it in your browser. > >> > Free Inclusive Education Webinars> >Greetings,> >You are invited to join educators and parents from across the United States to > >participate in free webinars featuring state-of-the-art strategies related to

> >inclusive education for students with autism and related disabilities. These > >free, participate-at-your-convenience webinars have been organized into two > >series, one designed for classroom professionals and parents and one for school > >and district leaders and administrators. Below is an overview of each webinar > >series:> >Fundamentals of Inclusive Education Series Administrators’> >Leadership Series > >Fifteen webinars for educators and parents including:> >• New Views of Students with Autism & Related Disabilities> >• Creating a Leadership Team> >• Inclusion Beyond the Walls of the Classroom > >• Collaborative Teaming > >• Planning Supports for Instruction, Communication, and Behavior> >• Writing Standards-Based IEPs Five webinars for general and special

education > >administrators including:> >• New Views of Students with Autism & Related Disabilities > >• Including Families and Students as Partners> >• Creating a Leadership Team> >• Creating a Welcoming Classroom, School, and Community > >• Desired Outcomes for Students with Autism > >Click here for complete details regarding each webinar series.> >The National Inclusive Education Initiative (NIEI) is pleased to provide these > >webinars free of charge through a grant from the Omnibus Appropriations Act of > >2009.> >For questions and registration information, contact:> > O’Rourke, NIEI Program Support Assistant> >

begin_of_the_skype_highlighting end_of_the_skype_highlighting | sarah.orourke@...> >Join the NIEIonline community on Facebook! > >Institute on Disability | University of New Hampshire> >10 West Edge Drive, Suite 101 | Durham, NH 03824> >phone: |contact.iod@... Stay Connected:Â > >Click here to forward this message.> >Click here to unsubscribe. > >>

[Guest guest]

Can anyone refer me to a special needs attorney?

Many attorneys I have had the opportunity to work with in conjuction with planning for special needs families, do not advise using these prepaid college or 529 plans. I think the issue comes down to- who is the owner of the account? If established by the parent or grandparent, they are the "owner" of the account. Your special needs child is the beneficiary. So what happens if the parent or grandparent passes away before it is determined that the child will go to college? If the funds are used for college, I'd assume there would not be an issue. What if your child is over 18 and receiving government benefits, and decides not to go to college? Would the child be able to withdraw the funds? If the funds are available to the adult child, this could cause an ineligibility for SSI and medicaid. Perhaps you can name a contingent owner. But do you see how this may become problematic? Not to mention, there are also tax consequences when withdrawing funds from these education accounts when the funds are not used for education. So, while I agree in most cases these prepaid college and 529 accounts are excellent options for college planning, tread carefully when naming a beneficiary who may need government benefits.

> > >

> > > I also held off and am now glad I did. My daughter will not be able to handle

> > > the academics of college and I hoped & prayed for many years that she possibly

> > > could. I couldn't have handled the money then anyway and it went towards

> > > therapies which now I can say did help. Only you can be the one to decide and

> > > check to see about returning the money if you change your mind.  Good luck.

> > >

> > >

> > > >

> > > >From: "austintandt@" <austintandt@>

> > > >To: sList

> > > >Sent: Sun, January 16, 2011 7:13:23 AM

> > > >Subject: Florida Pre-Paid college discussion

> > > >

> > > >ÂÂÂ

> > > >I’ve been holding off on Florida prepaid college because I was nervous my son

> > > >would not go to college and then we would lose our investment. Anyone know

> > > >anything about that? What are others doing?

> > > >

> > > >

> > > >

> > > >

> > > >From: Cohane

> > > >Sent: Saturday, January 15, 2011 8:29 PM

> > > >To: sList

> > > >Subject: RE: FREE Online Inclusion Training for Administrators,

> > > >Educators and Parents

> > > >

> > > >ÂÂÂ

> > > >Can you speak more about this???? We do the Florida Prepaid for all three of

> > > >ours (actually the grandparents do it). Is there a discounted rate for our

> > > >kids?

> > > >

> > > >From:sList [mailto:sList ] On Behalf

> > > >Of

> > > >Sent: Saturday, January 15, 2011 7:25 AM

> > > >To: sList

> > > >Subject: Re: FREE Online Inclusion Training for Administrators,

> > > >Educators and Parents

> > > >ÂÂÂ

> > > >As for college, you can do the Florida pre-paid and get his college much

> > > >cheaper. We did it this year for our son and his four year college tuition was

> > > >11,000.00 without room and board.

> > > >

> > > > FREE Online Inclusion Training for Administrators,

> > > >Educators and Parents

> > > >ÂÂÂ

> > > >

> > > >ÂÂÂ

> > > >To ensure you receive Institute on Disability emails, please add

> > > >contact.iod@ to your address book.

> > > >Having trouble reading this announcement? Click here to view it in your browser.

> > > >

> > > > Free Inclusive Education Webinars

> > > >Greetings,

> > > >You are invited to join educators and parents from across the United States to

> > > >participate in free webinars featuring state-of-the-art strategies related to

> > > >inclusive education for students with autism and related disabilities. These

> > > >free, participate-at-your-convenience webinars have been organized into two

> > > >series, one designed for classroom professionals and parents and one for school

> > > >and district leaders and administrators. Below is an overview of each webinar

> > > >series:

> > > >Fundamentals of Inclusive Education Series Administrators’

> > > >Leadership Series

> > > >Fifteen webinars for educators and parents including:

> > > >• New Views of Students with Autism & Related Disabilities

> > > >• Creating a Leadership Team

> > > >• Inclusion Beyond the Walls of the Classroom

> > > >• Collaborative Teaming

> > > >• Planning Supports for Instruction, Communication, and Behavior

> > > >• Writing Standards-Based IEPs Five webinars for general and special education

> > > >administrators including:

> > > >• New Views of Students with Autism & Related Disabilities

> > > >• Including Families and Students as Partners

> > > >• Creating a Leadership Team

> > > >• Creating a Welcoming Classroom, School, and Community

> > > >• Desired Outcomes for Students with Autism

> > > >Click here for complete details regarding each webinar series.

> > > >The National Inclusive Education Initiative (NIEI) is pleased to provide these

> > > >webinars free of charge through a grant from the Omnibus Appropriations Act of

> > > >2009.

> > > >For questions and registration information, contact:

> > > > O’Rourke, NIEI Program Support Assistant

> > > > begin_of_the_skype_highlighting                    end_of_the_skype_highlighting | sarah.orourke@

> > > >Join the NIEIonline community on Facebook!

> > > >Institute on Disability | University of New Hampshire

> > > >10 West Edge Drive, Suite 101 | Durham, NH 03824

> > > >phone: |contact.iod@ Stay Connected:ÂÂÂ

> > > >Click here to forward this message.

> > > >Click here to unsubscribe.

> > > >

> > >

> >

>

[Guest guest]

I love my attorney. Mangiero - dade county but I live in Broward and have to report to the broward courts - don't ask - long dark ex family story. Anyway - there is also Dennis Debault (sp?).

To: "sList " <sList >Cc: "sList " <sList >Sent: Mon, January 24, 2011 10:23:57 AMSubject: Re: Re: Florida Pre-Paid college and TRUST FUND/benefits

Can anyone refer me to a special needs attorney?

Many attorneys I have had the opportunity to work with in conjuction with planning for special needs families, do not advise using these prepaid college or 529 plans. I think the issue comes down to- who is the owner of the account? If established by the parent or grandparent, they are the "owner" of the account. Your special needs child is the beneficiary. So what happens if the parent or grandparent passes away before it is determined that the child will go to college? If the funds are used for college, I'd assume there would not be an issue. What if your child is over 18 and receiving government benefits, and decides not to go to college? Would the child be able to withdraw the funds? If the funds are available to the adult child, this could cause an ineligibility for SSI and medicaid. Perhaps you can name a contingent owner. But do you see how this may become problematic? Not to mention, there are also tax consequences when withdrawing

funds from these education accounts when the funds are not used for education. So, while I agree in most cases these prepaid college and 529 accounts are excellent options for college planning, tread carefully when naming a beneficiary who may need government benefits.> > >> > > I also held off and am now glad I did. My daughter will not be able to handle > > > the academics of college and I hoped & prayed for many years that she possibly > > > could. I couldn't have handled the money then anyway and it went towards > > > therapies which now I can say did help. Only you can be the one to decide and > > > check to see about returning the money if you change your mind.  Good luck.> > > > > > >

> > >> > > >From: "austintandt@" <austintandt@>> > > >To: sList > > > >Sent: Sun, January 16, 2011 7:13:23 AM> > > >Subject: Florida Pre-Paid college discussion> > > >> > > > > > > >I’ve been holding off on Florida prepaid college because I was nervous my son > > > >would not go to college and then we would lose our investment. Anyone know > > > >anything about that? What are others doing?> > >

>> > > >> > > >> > > >> > > >From: Cohane > > > >Sent: Saturday, January 15, 2011 8:29 PM> > > >To: sList > > > >Subject: RE: FREE Online Inclusion Training for Administrators, > > > >Educators and Parents> > > >> > > > > > > >Can you speak more about this???? We do the Florida Prepaid for all three of > > > >ours (actually the grandparents do it). Is there a discounted rate for our > > >

>kids? > > > >> > > >From:sList [mailto:sList ] On Behalf > > > >Of > > > >Sent: Saturday, January 15, 2011 7:25 AM> > > >To: sList > > > >Subject: Re: FREE Online Inclusion Training for Administrators, > > > >Educators and Parents> > > > > > > >As for college, you can do the Florida pre-paid and get his college much > > > >cheaper. We did it this year for our son and his four year college tuition was > > > >11,000.00 without room and board. > > > >> > > > FREE Online Inclusion Training for Administrators, > > > >Educators and Parents> > > > > > > >> > >

> > > > >To ensure you receive Institute on Disability emails, please add > > > >contact.iod@ to your address book.> > > >Having trouble reading this announcement? Click here to view it in your browser. > > > >> > > > Free Inclusive Education Webinars> > > >Greetings,> > > >You are invited to join educators and parents from across the United States to > > > >participate in free webinars featuring state-of-the-art strategies related to > > > >inclusive education for students with autism and related disabilities. These > > > >free, participate-at-your-convenience webinars have been organized into two > > > >series, one designed for classroom professionals and parents and one for school > > > >and district leaders and administrators. Below is

an overview of each webinar > > > >series:> > > >Fundamentals of Inclusive Education Series Administrators’> > > >Leadership Series > > > >Fifteen webinars for educators and parents including:> > > >• New Views of Students with Autism & Related Disabilities> > > >• Creating a Leadership Team> > > >• Inclusion Beyond the Walls of the Classroom > > > >• Collaborative Teaming > > > >• Planning Supports for Instruction, Communication, and Behavior> > > >• Writing Standards-Based IEPs Five webinars for general and special education > > > >administrators

including:> > > >• New Views of Students with Autism & Related Disabilities > > > >• Including Families and Students as Partners> > > >• Creating a Leadership Team> > > >• Creating a Welcoming Classroom, School, and Community > > > >• Desired Outcomes for Students with Autism > > > >Click here for complete details regarding each webinar series.> > > >The National Inclusive Education Initiative (NIEI) is pleased to provide these > > > >webinars free of charge through a grant from the Omnibus Appropriations Act of > > > >2009.> > > >For questions and registration information, contact:> > > >

O’Rourke, NIEI Program Support Assistant> > > > begin_of_the_skype_highlighting                    end_of_the_skype_highlighting | sarah.orourke@> > > >Join the NIEIonline community on Facebook! > > > >Institute on Disability | University of New Hampshire> > > >10 West Edge Drive, Suite 101 | Durham, NH 03824> > > >phone: |contact.iod@ Stay Connected: > > > >Click here to forward this message.> > > >Click here to unsubscribe. > > > >> > >>

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