Question re SSI/Medicare

[Guest guest]

OK if you think so, I know what I was told. Thanks anyway.

[Guest guest]

I think SSDI is much like regular SS. You are entitled to it depending on how

much you contributed while you were working. It really is not dependent on

what other income you have unless you are working for it. Eligibility for SSI

depends on your other financial resources but not SSDI. If you receive SSDI

and do not have enough income to support yourself, then you can apply for

SSI. At least that is the way I understand it. I have known a couple of

people who were on both SSDI and SSI.

Barbara

[Guest guest]

You may be denied SSI because your spouse works because in many states

including California, half of his earned income is considered yours if earned

while you are married. This should not apply to SSDI which is related to

disability and time worked, not financial eligibility.

Barbara

[Guest guest]

Bill:

I do not know exactly how SSDI is computed, but it is based on the amount

that has been contributed rather than on need. Also, sometimes a person is

entitled to more disability. When ken was in private practice, he bought

private disability policies that would have supplemented SDI. My daughter had

to take SDI temporarily during one of her pregnancies, and she received an

additional amount from her private disability policy. If Ken had decided to

take disability retirement from the bench, he would have received SSDI and

65% of current Judge's pay until he died. He was determined not to do this

because he wanted to take assignments after retirement, and he could only do

that with regular retirement, but his doctor often told him she thought he

was quite valiant to make that effort. Luckily for Ken, he was able to attain

that goal and even take assignments for three more years after that.

Love, Barbara

[Guest guest]

Hello All,

In Mark's case of SSDI he was provided Long Term Disability by his employer

so when he had to retire he received 60% of his full pay through LTD and once

he was approved for SSDI which was about 5 months later, he then received

$1400 a month from SSDI and his LTD was reduced to complete the full 60%.

We had no problems being approved for the SSDI just mounds of paperwork. In

Mark's case, because his LTD was paid by his employer he was taxed on both

the SSDI and LTD.

Mark had contributed the maximum amount to SS so he received the maximum

amount of SSDI.

Hope this helps,

Judy Whittaker

[Guest guest]

Barbara,

I don't know the exact formula either, but it works mainly on how much you have

earned and how long you expected life will be (national averages). Charlotte

actually worked almost four years after dx.

Take care, Bill

====================

kmcrae@... wrote:

> Bill:

> I do not know exactly how SSDI is computed, but it is based on the amount

> that has been contributed rather than on need. Also, sometimes a person is

> entitled to more disability. When ken was in private practice, he bought

> private disability policies that would have supplemented SDI. My daughter had

> to take SDI temporarily during one of her pregnancies, and she received an

> additional amount from her private disability policy. If Ken had decided to

> take disability retirement from the bench, he would have received SSDI and

> 65% of current Judge's pay until he died. He was determined not to do this

> because he wanted to take assignments after retirement, and he could only do

> that with regular retirement, but his doctor often told him she thought he

> was quite valiant to make that effort. Luckily for Ken, he was able to attain

> that goal and even take assignments for three more years after that.

> Love, Barbara

>

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