Guest guest Posted January 24, 2008 Report Share Posted January 24, 2008 I'm new here, posted yesterday about my 4 month old daughter who may need a band. We have private insurance which means that the insurance company can raise our rates or kick us off the insurance whenever they feel like it. For this reason, we try not to report things to the insurance unless we have to. My daughters physical therapy we just pay for, etc... So far we havent had any problems even though we did report my maternity bills, the kids well and sick visits, etc... but I'm wondering if anyone has any experience with having reported a band/helmet to insurance and them covering it, but then kicking you off, or raising your rates. If we decide to go ahead with the band, we are considering just paying for it to avoid losing our insurance. (My husband is self employed). Has anyone ever heard of this happening before? Quote Link to comment Share on other sites More sharing options...
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