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O/T - SSI or SSDI

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>

> People keep telling me to get on SSI, but it's so hard when there's

> days I can't even get out the door. I wonder how I will even meet my

> appt with them or get anything in order to fight for it when I'm so

> tired. Plus I've heard you always get denied the first time.

When I went to my appt, I just took all the paperwork I had and let

the SSA rep ask me what she wanted and if I didn't know the answer, I

would dig through the pile of papers until I found something that

answered her question. I was going through a particularly brain-dead

phase at that time, but she was very patient and just kept directing me.

I, too, had heard that you always got denied the first time, and I

thought it was probably pointless to apply since I knew I'd never have

the energy or cognitive capacity to appeal. I went to the appt

thinking it was a waste of time. But my application was approved

within 3 months.

If you have worked and have paid FICA taxes into the system, you want

SSDI not SSI. SSDI usually pays more, depending on your employment

contributions. But [when I went] they automatically fill out

applications for both. I guess some people can collect from both, if

they haven't paid enough FICA in to be over a certain limit.

I'm not trying to tell you what to do, just trying to give you a

real-life example.

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