Guest guest Posted March 8, 2008 Report Share Posted March 8, 2008 Thanks sweetie. You see I would be paying an insurance premium of over 400 dollars a month. On top of that the copays and rx copays. My doc only charges me $75 for a visit and my meds run maybe 150 dollars a month at most. So, why pay that premium? Also, any insurance I take at this time will not cover a pre-existing condition for at least a year so none of my fibro related visits would be covered anyway since I am already diagnosed. I understand what you meant. Not a problem. I guess I wanted to reinforce also that I was not suggesting anything illegal in case someone interpreted it that way. love and hugs, Debra V. sharon studley wrote: Sorry to hear that about insurance, but do know, what u mean as long as your not paying out for Dr's all the time, it is cheaper, that way. Here in Me. insurance if I were working really is affordable, but I just have worn out. Though after the long long wait of SSD eligibility if I get turned down I will be forced to do something, I was working quite a few private jobs, also, though no inusrance but the pay is good. I wish I could work, really bad. I know you would not be wheeling and dealing, but was afraid of how I adressed the cost difference, and why so many people are suffering as Dr.'s are afraid to prescribe do to people doing these kind of things. I just was mentioning, I did not want someone to take the topic out of contents again, and we get warned. Nothing illegal happening just a statement. Like u say also we sometimes fall between the cracks on getting help in so many ways yet the ones who sit back with the six packs, don't know what the word work means get everything handed to them..... Hope your days get lighter, just starting another storm here! Rain though, was suppose to be Snow Take Care Best you can Sharon debra van ness wrote: I don't have insurance. I work for a small privately owned nursing home. Even in the bigger nursing homes and hospitals, most of them have insurance to offer for a really large amount of premium for the employees. I worked for one company that wanted to charge me 400 dollars a month for the insurance. That was not counting that they wanted co pays for dr visits and prescriptions. I figure I do better financially without it. For $400 a month, I can go to the dr. and get my meds for much cheaper than that. No I don't agree with people buying anything from the street. I just would never do that and would NEVER sell my pain meds. It is against my ethics and every grain I have. I am lucky to have a doctor who knows fibro is real and will rx my meds for me. If not, I would be SOL. I would just have to suffer. It seems that the middle class of America suffers in a crunch because alot of us make just enough money that we don't qualify for any government funding, and not enough to pay the high price of health insurance. hugs, Debra V. sharon studley wrote: Debra- Just thought I would inquire, you don't get benefits where you work? Isn't that unusual in the nursing feild, or do you have one of those optional jobs like I did when I last worked a facility where I went in Leu of benefits as it brought me $2.00 more an hr. which meant 16.00 which was better than the health insurance they offered. It sure is hard to have no insurance though isn't it? The Rx are tougher to get because the exact reason you pointed out, to many people selling them, instead of using them for what they went to Dr. c/o of.! Ut cost apprx,, $1.00 a vicodin RX wise, and sells on the St.'s for up to 10.00 a pill,depending on strentgh, and where you live!, No wonder people like us with unseeable disease end up suffering, I have very believing, understanding, Dr's who have seen me have to be wheeled in so I am lucky, but those who can't get help I feel so sorry for. My mom has a neighbor who has this disease and she said before they treated her, she a couple times felt like commiting suicide because of the pain, and she is in her 70's!!! Oh I hope things get better for us before that, I don't want this pain that much longer! And please no one take ALERT to the fact that I mentioned the cost of narcotic's being sold on the St's as I grew up in a overpopulated town of drug abusers, plus again us that work in the healthfield are well wise to what is happening out there.that is all I am not into buying and selling! Sharon debra van ness wrote: I can look back years ago and recall that I had fibro though it was not diagnosed. The symptoms were mild then and I could brush them off for the most part. Up until 5 years ago when it hit me really hard, I never had a pain that Tylenol would not take care of. Had a doctor have told me I had fibro back then, I would have thought, well I can take this without medication. It was not bad then. Matter of fact, pain was not even an issue at the time... it was just some numbness and tingling in my fingers, some fibro fog (which I did not know it was then), and being overly tired. The pain did not hit me bad until that flare from hell about 5 years ago. Then I found that no amount of over the counter meds would take care of it or touch it. I remember being at work one day several weeks before the diagnosis.... I thought I was getting a " virus " . I was aching all over. I remember taking Tylenol.... no relief. Added some Advil to it.... no relief.... took some naproxen.... no relief. I thought to myself... " that is strange.... wonder why these medicines don't work... must be a really bad virus coming on " . I would not have imagined that within a week I would be in such pain that I would think I was dying and had some terminal illness. Thus, I went to doctor after doctor and finally got the diagnosis of fibromyalgia. So, let me just say that this disease certainly has its stages and its difference in severity from one person to the next. And when the pain gets so bad, and over the counter meds no longer work, I promise that any human being will take a RX medication to try to help it or they will become non functional and lay in misery. Hopefully, some people will never progress to this stage and will continue to have mild symptoms because I don't wish this on anyone. BUT, from my own experience... I know that without RX pain killers I would not be able to get up and go to work or do anything. COST issues-- I do not have insurance, but the cheapest and oldest drugs for narcotic pain relief are cheap. Hydrocodone compared to some other drugs is definately not expensive. (unless you get them off the street.. then the price will be very high). Also, lets just look at the facts. Rx drugs work on the pain before they get you " high " or " zombied " . If you take a RX that is really too strong for the amount of pain, yes you will probably get wasted on it. But if the pain is bad enough, the medication will work on the pain and will not put you out of it and into neverland. Just some thoughts. love and hugs, Debra V. --------------------------------- Looking for last minute shopping deals? Find them fast with Yahoo! Search. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 9, 2008 Report Share Posted March 9, 2008 Somtimes I wish I was an alcoholic its cheaper and legal. It makes no sense what we have to go through just live our life one day at a time. Making sure we have the meds we need. But if you are a drinker the world is open to you. I just get peeved when I hear of people with no insurance or help to get the medications they need , but there sits the booze on the counter so you can just pick up what you need and pay for it and leave. But, the ones of us who need medication for chronic pain is like pulling teeth to get you doctors to help . Sorry, this world is so messed up! Apologies, Lori J ybug75901@...> wrote: Thanks sweetie. You see I would be paying an insurance premium of over 400 dollars a month. On top of that the copays and rx copays. My doc only charges me $75 for a visit and my meds run maybe 150 dollars a month at most. So, why pay that premium? Also, any insurance I take at this time will not cover a pre-existing condition for at least a year so none of my fibro related visits would be covered anyway since I am already diagnosed. I understand what you meant. Not a problem. I guess I wanted to reinforce also that I was not suggesting anything illegal in case someone interpreted it that way. love and hugs, Debra V. sharon studley wrote: Sorry to hear that about insurance, but do know, what u mean as long as your not paying out for Dr's all the time, it is cheaper, that way. Here in Me. insurance if I were working really is affordable, but I just have worn out. Though after the long long wait of SSD eligibility if I get turned down I will be forced to do something, I was working quite a few private jobs, also, though no inusrance but the pay is good. I wish I could work, really bad. I know you would not be wheeling and dealing, but was afraid of how I adressed the cost difference, and why so many people are suffering as Dr.'s are afraid to prescribe do to people doing these kind of things. I just was mentioning, I did not want someone to take the topic out of contents again, and we get warned. Nothing illegal happening just a statement. Like u say also we sometimes fall between the cracks on getting help in so many ways yet the ones who sit back with the six packs, don't know what the word work means get everything handed to them..... Hope your days get lighter, just starting another storm here! Rain though, was suppose to be Snow Take Care Best you can Sharon debra van ness wrote: I don't have insurance. I work for a small privately owned nursing home. Even in the bigger nursing homes and hospitals, most of them have insurance to offer for a really large amount of premium for the employees. I worked for one company that wanted to charge me 400 dollars a month for the insurance. That was not counting that they wanted co pays for dr visits and prescriptions. I figure I do better financially without it. For $400 a month, I can go to the dr. and get my meds for much cheaper than that. No I don't agree with people buying anything from the street. I just would never do that and would NEVER sell my pain meds. It is against my ethics and every grain I have. I am lucky to have a doctor who knows fibro is real and will rx my meds for me. If not, I would be SOL. I would just have to suffer. It seems that the middle class of America suffers in a crunch because alot of us make just enough money that we don't qualify for any government funding, and not enough to pay the high price of health insurance. hugs, Debra V. sharon studley wrote: Debra- Just thought I would inquire, you don't get benefits where you work? Isn't that unusual in the nursing feild, or do you have one of those optional jobs like I did when I last worked a facility where I went in Leu of benefits as it brought me $2.00 more an hr. which meant 16.00 which was better than the health insurance they offered. It sure is hard to have no insurance though isn't it? The Rx are tougher to get because the exact reason you pointed out, to many people selling them, instead of using them for what they went to Dr. c/o of.! Ut cost apprx,, $1.00 a vicodin RX wise, and sells on the St.'s for up to 10.00 a pill,depending on strentgh, and where you live!, No wonder people like us with unseeable disease end up suffering, I have very believing, understanding, Dr's who have seen me have to be wheeled in so I am lucky, but those who can't get help I feel so sorry for. My mom has a neighbor who has this disease and she said before they treated her, she a couple times felt like commiting suicide because of the pain, and she is in her 70's!!! Oh I hope things get better for us before that, I don't want this pain that much longer! And please no one take ALERT to the fact that I mentioned the cost of narcotic's being sold on the St's as I grew up in a overpopulated town of drug abusers, plus again us that work in the healthfield are well wise to what is happening out there.that is all I am not into buying and selling! Sharon debra van ness wrote: I can look back years ago and recall that I had fibro though it was not diagnosed. The symptoms were mild then and I could brush them off for the most part. Up until 5 years ago when it hit me really hard, I never had a pain that Tylenol would not take care of. Had a doctor have told me I had fibro back then, I would have thought, well I can take this without medication. It was not bad then. Matter of fact, pain was not even an issue at the time... it was just some numbness and tingling in my fingers, some fibro fog (which I did not know it was then), and being overly tired. The pain did not hit me bad until that flare from hell about 5 years ago. Then I found that no amount of over the counter meds would take care of it or touch it. I remember being at work one day several weeks before the diagnosis.... I thought I was getting a " virus " . I was aching all over. I remember taking Tylenol.... no relief. Added some Advil to it.... no relief.... took some naproxen.... no relief. I thought to myself... " that is strange.... wonder why these medicines don't work... must be a really bad virus coming on " . I would not have imagined that within a week I would be in such pain that I would think I was dying and had some terminal illness. Thus, I went to doctor after doctor and finally got the diagnosis of fibromyalgia. So, let me just say that this disease certainly has its stages and its difference in severity from one person to the next. And when the pain gets so bad, and over the counter meds no longer work, I promise that any human being will take a RX medication to try to help it or they will become non functional and lay in misery. Hopefully, some people will never progress to this stage and will continue to have mild symptoms because I don't wish this on anyone. BUT, from my own experience... I know that without RX pain killers I would not be able to get up and go to work or do anything. COST issues-- I do not have insurance, but the cheapest and oldest drugs for narcotic pain relief are cheap. Hydrocodone compared to some other drugs is definately not expensive. (unless you get them off the street.. then the price will be very high). Also, lets just look at the facts. Rx drugs work on the pain before they get you " high " or " zombied " . If you take a RX that is really too strong for the amount of pain, yes you will probably get wasted on it. But if the pain is bad enough, the medication will work on the pain and will not put you out of it and into neverland. Just some thoughts. love and hugs, Debra V. --------------------------------- Looking for last minute shopping deals? Find them fast with Yahoo! Search. Quote Link to comment Share on other sites More sharing options...
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