Re: Clinical Requirement question

[Guest guest]

Do you mean malpractice insurance?

If so you can get a student rate from http://www.hpso.com/

>

> > Is in normal practice for a hospital or other clinical site to require an

EMT B through P student to have health insurance?

>

> If the organization that is putting on the class does not state health

insurance as a requirement when the class starts can they demand it when the

class time is almost complete and moving into clinical?

>

> If health insurance is required where can someone how does not have health

insurance acquire said health coverage?

>

> Debbie Fishbeck

>

[Guest guest]

Do you mean malpractice insurance?

If so you can get a student rate from http://www.hpso.com/

>

> > Is in normal practice for a hospital or other clinical site to require an

EMT B through P student to have health insurance?

>

> If the organization that is putting on the class does not state health

insurance as a requirement when the class starts can they demand it when the

class time is almost complete and moving into clinical?

>

> If health insurance is required where can someone how does not have health

insurance acquire said health coverage?

>

> Debbie Fishbeck

>

[Guest guest]

Malpractice insurance or health insurance?

-Wes Ogilvie

Clinical Requirement question

> Is in normal practice for a hospital or other clinical site to require an EMT

B through P student to have health insurance?

If the organization that is putting on the class does not state health insurance

as a requirement when the class starts can they demand it when the class time is

almost complete and moving into clinical?

If health insurance is required where can someone how does not have health

insurance acquire said health coverage?

Debbie Fishbeck

[Guest guest]

Malpractice insurance or health insurance?

-Wes Ogilvie

Clinical Requirement question

> Is in normal practice for a hospital or other clinical site to require an EMT

B through P student to have health insurance?

If the organization that is putting on the class does not state health insurance

as a requirement when the class starts can they demand it when the class time is

almost complete and moving into clinical?

If health insurance is required where can someone how does not have health

insurance acquire said health coverage?

Debbie Fishbeck

[Guest guest]

In response to spenair it is health not malpractice.

In response to Don Ryder I think the organization should have made it clear

on the first night of class that health insurance was required not after the

class is well underway and the clinicals are to start that it is put by the

way you have to have health insurance.

I truly do not know how an organization can demand someone to be covered by

health insurance without providing the coverage.

Debbie

Re: Clinical Requirement question

Do you mean malpractice insurance?

If so you can get a student rate from http://www.hpso.com/

>

> > Is in normal practice for a hospital or other clinical site to require

an EMT B through P student to have health insurance?

>

> If the organization that is putting on the class does not state health

insurance as a requirement when the class starts can they demand it when the

class time is almost complete and moving into clinical?

>

> If health insurance is required where can someone how does not have health

insurance acquire said health coverage?

>

> Debbie Fishbeck

>

------------------------------------

[Guest guest]

How do you figure it protects from liability? Hopefully a lawyer will

speak up, but if you got sick AS A RESULT of work, it's workman's

compensation. If you were just sick, then it's health insurance. Mind

you, proving you got sick as a result of the job is damn hard, but how

does personal health insurance figure into this at all?

For Debbie, my only suggestion would be to look for a short-term

catastrophic coverage. Hopefully it will be affordable, but it's a

battle that can't be won (and isn't worth fighting, at least in my

opinion.)

I'm not trying to pick a fight, just being contrary.

Austin

> The fact that you do not work for the facility is the reason for the

> health coverage

> requirement, it helps protect the facility from liability that we

> would

> not have if you were an employee.

[Guest guest]

On Wednesday, July 1, 2009 08:25, " Henry Barber " hbarber@...> said:

> I think every community should have access to EMS. I understand why many will

not

> if volunteers become non-existent.

Maybe you can help the rest of us understand, because I think quite a few of us

believe that, if volunteers become non-existent, the powers that be will very

quickly find a way to fill that void.

EMT schools across this country are cranking out many times more EMTs every

month than there are EMS jobs for them. They are turning prospective students

away because there simply is not enough room for them all. I honestly would not

expect that number to significantly change just because health insurance was

required to enrol.

Rob

[Guest guest]

On Wednesday, July 1, 2009 08:25, " Henry Barber " hbarber@...> said:

> I think every community should have access to EMS. I understand why many will

not

> if volunteers become non-existent.

Maybe you can help the rest of us understand, because I think quite a few of us

believe that, if volunteers become non-existent, the powers that be will very

quickly find a way to fill that void.

EMT schools across this country are cranking out many times more EMTs every

month than there are EMS jobs for them. They are turning prospective students

away because there simply is not enough room for them all. I honestly would not

expect that number to significantly change just because health insurance was

required to enrol.

Rob

[Guest guest]

The issue of mandatory health insurance is a conundrum for EMS students.

While I certainly agree that everybody should have health insurance, not

everybody can afford it. This is especially true for those in EMS education.

While there are fairly inexpensive ³student health insurance programs² out

there, they may not be applicable to older students and may not be available

for non-accredited EMS educational institutions. I am basically

self-employed. It was difficult to find health insurance for my wife and I.

But, I have it an pay $1,000 a month for the both of us. This may be another

barrier to people entering EMS. If I was looking at going to school to be an

EMT (a job that pays about as much as Whataburger) and I had to buy health

insurance that costs more than my car payment, then I would certainly look

elsewhere. I think the idea of health insurance is valid‹but given the

current economy and pay scale for EMS, the requirement may be onerous.

BEB

--

E. Bledsoe, DO, FACEP

Clinical Professor of Emergency Medicine

University of Nevada School of Medicine

Department of Emergency Medicine

University Medical Center of Southern Nevada

Las Vegas, Nevada

[Guest guest]

The issue of mandatory health insurance is a conundrum for EMS students.

While I certainly agree that everybody should have health insurance, not

everybody can afford it. This is especially true for those in EMS education.

While there are fairly inexpensive ³student health insurance programs² out

there, they may not be applicable to older students and may not be available

for non-accredited EMS educational institutions. I am basically

self-employed. It was difficult to find health insurance for my wife and I.

But, I have it an pay $1,000 a month for the both of us. This may be another

barrier to people entering EMS. If I was looking at going to school to be an

EMT (a job that pays about as much as Whataburger) and I had to buy health

insurance that costs more than my car payment, then I would certainly look

elsewhere. I think the idea of health insurance is valid‹but given the

current economy and pay scale for EMS, the requirement may be onerous.

BEB

--

E. Bledsoe, DO, FACEP

Clinical Professor of Emergency Medicine

University of Nevada School of Medicine

Department of Emergency Medicine

University Medical Center of Southern Nevada

Las Vegas, Nevada

[Guest guest]

Rob,

I don't know which schools you are referring to but that certainly not the case

in our area. Especially at the Paramedic level. Its simple to understand. The

money is not there. Local government cannot just raise taxes beyond a certain

amount without being in a tax roll back situation. Even if they wanted to get

into the EMS business which most do not. Example : Here in our county which has

a very good tax base 1cent raise in tax raises 300,000 dollars which represents

3/5 of one ambulance crews salary expense. Here anything over 3 cent increase

could trigger a tax roll back.

Henry

Re: Clinical Requirement question

On Wednesday, July 1, 2009 08:25, " Henry Barber " hbarber@...> said:

> I think every community should have access to EMS. I understand why many

will not

> if volunteers become non-existent.

Maybe you can help the rest of us understand, because I think quite a few of

us believe that, if volunteers become non-existent, the powers that be will very

quickly find a way to fill that void.

EMT schools across this country are cranking out many times more EMTs every

month than there are EMS jobs for them. They are turning prospective students

away because there simply is not enough room for them all. I honestly would not

expect that number to significantly change just because health insurance was

required to enrol.

Rob

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05:53:00

[Guest guest]

Rob,

I don't know which schools you are referring to but that certainly not the case

in our area. Especially at the Paramedic level. Its simple to understand. The

money is not there. Local government cannot just raise taxes beyond a certain

amount without being in a tax roll back situation. Even if they wanted to get

into the EMS business which most do not. Example : Here in our county which has

a very good tax base 1cent raise in tax raises 300,000 dollars which represents

3/5 of one ambulance crews salary expense. Here anything over 3 cent increase

could trigger a tax roll back.

Henry

Re: Clinical Requirement question

On Wednesday, July 1, 2009 08:25, " Henry Barber " hbarber@...> said:

> I think every community should have access to EMS. I understand why many

will not

> if volunteers become non-existent.

Maybe you can help the rest of us understand, because I think quite a few of

us believe that, if volunteers become non-existent, the powers that be will very

quickly find a way to fill that void.

EMT schools across this country are cranking out many times more EMTs every

month than there are EMS jobs for them. They are turning prospective students

away because there simply is not enough room for them all. I honestly would not

expect that number to significantly change just because health insurance was

required to enrol.

Rob

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Checked by AVG - www.avg.com

Version: 8.5.339 / Virus Database: 270.13.1/2212 - Release Date: 07/01/09

05:53:00

[Guest guest]

The fundamental issue is clear. City and County governmental issues see EMS

as health care. Thus, they feel that, like health care in general, the

people using the service should pay (either personally or through

insurance). EMTs and the insurance companies (and CMS) see EMS as public

safety which is primarily funded through ad valorem taxes. Thus, neither

wants to pay (that is why EMS services barely make enough to keep the doors

open). Until that problem is remedied, all other discussion are no more than

pissin¹ in the wind.

>

>

>

>

>

> Rob,

>

> I don't know which schools you are referring to but that certainly not the

> case in our area. Especially at the Paramedic level. Its simple to understand.

> The money is not there. Local government cannot just raise taxes beyond a

> certain amount without being in a tax roll back situation. Even if they wanted

> to get into the EMS business which most do not. Example : Here in our county

> which has a very good tax base 1cent raise in tax raises 300,000 dollars which

> represents 3/5 of one ambulance crews salary expense. Here anything over 3

> cent increase could trigger a tax roll back.

>

> Henry

> Re: Clinical Requirement question

>

> On Wednesday, July 1, 2009 08:25, " Henry Barber " hbarber@...

> > said:

>

>> > I think every community should have access to EMS. I understand why many

>> will not

>> > if volunteers become non-existent.

>

> Maybe you can help the rest of us understand, because I think quite a few of

> us believe that, if volunteers become non-existent, the powers that be will

> very quickly find a way to fill that void.

>

> EMT schools across this country are cranking out many times more EMTs every

> month than there are EMS jobs for them. They are turning prospective students

> away because there simply is not enough room for them all. I honestly would

> not expect that number to significantly change just because health insurance

> was required to enrol.

>

> Rob

>

> ----------------------------------------------------------

>

> No virus found in this incoming message.

> Checked by AVG - www.avg.com

> Version: 8.5.339 / Virus Database: 270.13.1/2212 - Release Date: 07/01/09

> 05:53:00

>

>

[Guest guest]

Already asked and she said health.

>

> Malpractice insurance or health insurance?

>

> -Wes Ogilvie

>

>

> Clinical Requirement question

>

>

>

>

>

>

>

>

> > Is in normal practice for a hospital or other clinical site to require an

EMT B through P student to have health insurance?

>

> If the organization that is putting on the class does not state health

insurance as a requirement when the class starts can they demand it when the

class time is almost complete and moving into clinical?

>

> If health insurance is required where can someone how does not have health

insurance acquire said health coverage?

>

> Debbie Fishbeck

>

>

>

>

>

>

>

>

>

[Guest guest]

I scared to reply might be breech.

Debbie

Clinical Requirement question

>

>

>

>

>

>

>

>

> > Is in normal practice for a hospital or other clinical site to require

an EMT B through P student to have health insurance?

>

> If the organization that is putting on the class does not state health

insurance as a requirement when the class starts can they demand it when the

class time is almost complete and moving into clinical?

>

> If health insurance is required where can someone how does not have health

insurance acquire said health coverage?

>

> Debbie Fishbeck

>

>

>

>

>

>

>

>

>