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Re: Hospice...

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Live home care vs nursing home or rehab care, insurance companies are

almost always bias in their paying much more than they need to to

keep people in facilities instead of home. One of my daughters does

hospice care and I can tell you that either way those who work for

hospice are the most caring people. Many hospice agencies will work

with the insurance company but have other funding available to assist

patients beyond what the insurance companies pay for. That is a

discussion you can have in inquiring on how the individual one works.

My daughter got into hospice by accident actually and found she was

good at it. She had a gift of knowing when it is time to turn her

attention to the family's care. They explain what is happening and

what will happen so that the family is aware of where the patient is

at every step of the way. She used to work for in home care in the

non hospice rhelm but one day they had more actively dieing as they

call it then they had hospice workers to cover it. The asked her to

go into the home of a person that they thought would hold on

longest. Unfortunately that was not the case but she handled it well

with both the patient and the family. By the time that day was over

the agency begged her to transfer and she did. Prior to that shw

worked alzheimers but has never been sorry that she made the switch.

They are very special angels in the worse time in the patient's andd

the family's lives. Hospice is the way to go when the time comes if

you ask me. Jean

>

> I've been checking into hospice too...I'm at 90 or 91 on 5 lpm.

> Anyway, I think it's time for a conversation with hospice.

>

> I called my insurance (BC/BS) and asked them and they have fairly

> generous hospice coverage (240 days, no deductible) but home

hospice

> is another story...max of 40 visits per year.

>

> I was hoping to be able to stay in my own home, and this policy

doesn't

> make that very feasible. Is the bias against home hospice fairly

> common?

>

> n

>

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