RE: Creditors / /

[Guest guest]

Isn't that the truth? I am so anal about getting stuff paid on time (when

we have the money) and keeping track with lists and trying to keep budgets

that it definitely is a source of stress for me, which in turn leads to

flares - I hate doing bills - but I do it every week. My husband is really

bad at paying bills and truthfully doesn't have a clue and probably doesn't

want to. I wish he would do it but with the system I have, it would take

more stress for me to even explain it all to him. I do most of my bill

paying online and that's where I keep track of everything too. We don't

even get the paper version of a lot of the bills anymore. So as I said, it

would be hell trying to explain it to him especially since he's not very

computer literate (and I'm not cutting him down here). I do think that one

of these days though, I am going to have to sit down and go over the system

I have with him or have him figure out a way of his own to pay them - it's

probably smarter for both partners to know what to do in case the other

can't.

Teri (central Wisconsin)

Re: Creditors /

But I also know how much have those various bills hanging over

your

head can add to the stress that can be a trigger for a fibro flare.

[Guest guest]

- you are hilarious - it's good to laugh - love your posts. And I know

what you mean about the bills - I like your idea of floating them all and an

IBS attack!

Teri (central Wisconsin)

Re: Creditors /

Bills, Bills, Bills.

I'd really like to float them on toilet water one by one and have a

super bad irritable bowl syndrome moment in order to bid them a not so

fond farewell to the water treatment plant.

Our house has been in the process of filing for bankruptcy for the

past 2 years, we average aroud 14 debt collection calls a day on the

answering machine.

Just to mess with the debt collectors aka leeches:

I altered the answering machines greeting to, " Please leave a message

after the tone " -without- the tone just to see how many will fall for it.

[Guest guest]

I agree. Just keeping a budget and paying the bills on time is a real stressor.

When I was married and had money I was in charge of all the financial stuff. He

didn't want anything to do with it and I am a CPA, practicing then. I had an

" interesting " system to make sure everything got paid on time. We both got paid

once a month, which is a terrible way to get paid. In my books I put the total

in and then subtracted each bill for the month and approximated the others.

(Savings and investments and medical were taken out before I got hold of the

money.) In the checkbook I subtracted the total amount and that left the

disposable income for the month for us to use. That way when he yelled " how

much money do we have in the check book " or looked in it himself it was the

disposable amount that he saw. He knew I did it this way, but couldn't figure

out how to do it and him the big shot Senior VP. HAHAHA He probably could have

figured it out easily, but was happy not

doing it since nothing went wrong and everything was just taken care of. For

me it was stressful keeping up with it all.

I keep everything on the computer now too. For the little while left I can

still pay bills, I pay them on time and on line. Thank God for that. Next

year I won't have any bills because I won't have any money or as of now

anywhere to live. My son-in-law wanted to know what I was going to do with my

extra refridgerator - was i taking it with me. I told him they won't let you

take them to shelters.

TTFN,

Marti

Teri Wallner terenia58@...> wrote:

Isn't that the truth? I am so anal about getting stuff paid on time

(when

we have the money) and keeping track with lists and trying to keep budgets

that it definitely is a source of stress for me, which in turn leads to

flares - I hate doing bills - but I do it every week. My husband is really

bad at paying bills and truthfully doesn't have a clue and probably doesn't

want to. I wish he would do it but with the system I have, it would take

more stress for me to even explain it all to him. I do most of my bill

paying online and that's where I keep track of everything too. We don't

even get the paper version of a lot of the bills anymore. So as I said, it

would be hell trying to explain it to him especially since he's not very

computer literate (and I'm not cutting him down here). I do think that one

of these days though, I am going to have to sit down and go over the system

I have with him or have him figure out a way of his own to pay them - it's

probably smarter for both partners to know what to do in case the other

can't.

Teri (central Wisconsin)

Re: Creditors /

But I also know how much have those various bills hanging over

your

head can add to the stress that can be a trigger for a fibro flare.