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Hello everyone,

My insurance is Trigon B/C B/S Key Care. I have to pay $300 co-pay

and 30% up to $4000 because it is out of network. Can anyone tell me

if I have to pay this upfront at the hospital? This is something I

forgot to consider until now. I should have been thinking about it

though because my money is in a 403b plan and it takes more than a

day or two to get it out. If I have to pay upfront - I could have to

unclaim May 15th. Does anyone know?

Other than that I now have everything in my packet ready to send off

tomorrow - EXCEPT my insurance letter. When I called on Monday and

was told I had approval, I asked them if they would fax me a copy of

the letter. The girl told me she could not do that. She said she

could re-mail it if I didn't get it - WELL, my mail doesn't run until

3:30 PM. I am going to call the Insurance co. again tomorrow and ask

for a fax.

BTW, I appreciate all of the response I got to my last load of

questions. I feel so much better knowing what to expect. You guys

are so wonderful to me. I read every post. I see that so many of

you are going through some difficult times with the loss of friends

and loved ones, sick children, sick parents and sickness of your

own. Please know that I am thinking about each of you. I am holding

you in the Light and I am sending positive energy and love your way

continuosly. And I feel it coming back to me. This group is a

wonderfully powerful entity.

Thank you for being there.

Love,

Carolyn

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