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I have a question for all of you. If you have BCBS of NC Federal

Employees Program could you please contact me by email at

rembrown@...

I called today and the person on the phone was very nice. I was

calling in regards to the letter that I received. It basically said

that they do not require Prior Approval. The letter also says that

from the information that they have received it appears to be a

covered service, but they do not guarantee anything. This is

confusing the daylights out of me. I really would like to know if

they are going to cover it before I even go into it. I can't go in

there, have the surgery and then find out that they won't pay for

it. I am going tomorrow to get my physical and after that I will be

done with the process and can set a date. Anyway, if anyone has any

insight about this I would appreciate it so much!

Thank you!!

Regan Brown

MGB Hopeful -- May 19, 2000

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