Have my physical today................

[Guest guest]

Hi group,

I have my physical today by my surgeon. I'm feeling really scared,

because the next step is the dreaded waiting for the insurance

company's answer. I'm literally feeling sick to my stomach, and I

haven't even been there yet.

I'm scared to death that United Health Care won't cover the BPD/DS

procedure, and that is what I so desperately want to have. I have no

exclusions in my policy, but I don't personally know of anybody who

has had this procedure done that has UHC.

Just feeling a need to vent............any thoughts on this?

Thanks.

Pam

[Guest guest]

Pam:

I have United Healthcare Option PPO and my BPD/DS is

Thursday. My surgeon, Dr. Gagner is out-of-network. I

could have used an in network surgeon, but i wanted

Gagner. So I have to pay out-of-pocket fees. $2000.00

plus my deductible which I think I may have met. So

good luck. Also, they approved in 2 days and called me

at home to tell me.

Take care

Jill K in NY

__________________________________________________

[Guest guest]

Pam:

I have United Healthcare Option PPO and my BPD/DS is

Thursday. My surgeon, Dr. Gagner is out-of-network. I

could have used an in network surgeon, but i wanted

Gagner. So I have to pay out-of-pocket fees. $2000.00

plus my deductible which I think I may have met. So

good luck. Also, they approved in 2 days and called me

at home to tell me.

Take care

Jill K in NY

__________________________________________________

[Guest guest]

Pam:

I have United Healthcare Option PPO and my BPD/DS is

Thursday. My surgeon, Dr. Gagner is out-of-network. I

could have used an in network surgeon, but i wanted

Gagner. So I have to pay out-of-pocket fees. $2000.00

plus my deductible which I think I may have met. So

good luck. Also, they approved in 2 days and called me

at home to tell me.

Take care

Jill K in NY

__________________________________________________

[Guest guest]

Pam,

I have United Healthcare and they approved my BPD/DS with no problems at

all. I guess within UHC there are many different policies (depending on

your employer), mine is Select EPO. It took about a month to get

approved. It would have been quicker, but my surgeon likes the paperwork

(everything written) whereas UHC would have done it with a phone call and

a fax.

My surgery is planned for this coming monday (4-9) with Dr. Heap in

Kennewick, WA. 5 more days...I can't believe it!

Good luck to you!

--- pamjams2@... wrote:

> Hi group,

>

> I have my physical today by my surgeon. I'm feeling really scared,

> because the next step is the dreaded waiting for the insurance

> company's answer. I'm literally feeling sick to my stomach, and I

> haven't even been there yet.

>

> I'm scared to death that United Health Care won't cover the BPD/DS

> procedure, and that is what I so desperately want to have. I have no

> exclusions in my policy, but I don't personally know of anybody who

> has had this procedure done that has UHC.

>

> Just feeling a need to vent............any thoughts on this?

>

> Thanks.

>

> Pam

>

>

>

> ----------------------------------------------------------------------

>