clearing up some mis-information

[Guest guest]

I never had any problems with my insurance. They have been great. I

my PCP contacted my benefits coordinator for permission to go out of

the area and I received permission within 2 days. I have not had one

bit of trouble. Not one cent has come out of my pocket. My

insurance plan was written for the hospital I work at and if I have

surgery there I pay not one cent for anything. Because they do not

offer this surgery there I received permission to go somewhere else

they are paying this surgery just as if I was doing it at home. I

did not have to pay consultation fees, nutritional consult fees,

nothing to the hospital. Nothing could have gone smoother. I have

BCBSM PPO written for Marquette General Health Systems.

What everyone needs to remember, all insurances are not the same.

Just because someone has the same insurance does not mean the PLAN is

the same. Read your individual plan. If you work at a large corp.

go to your benefit coordinator (through you PCP) first. It just

smooths the road for you later on.

[Guest guest]

I'm SO sorry ... I think I had you on my brain

since we'd just talked. LOL

Yes, you did tell me you hadn't had a problem. It was

a friend of mine who isn't on the lists, she had BC/BS

of Arizona and they took a while but finally okay'd

it. Sorry!!

Barbi

--- wannabemagic@...> wrote:

>

she

> has BC/BS of Michigan and she had some difficulty

> getting it approved.>

>

> I never had any problems with my insurance. They

> have been great. I

> my PCP contacted my benefits coordinator for

> permission to go out of

> the area and I received permission within 2 days. I

> have not had one

> bit of trouble. Not one cent has come out of my

> pocket. My

> insurance plan was written for the hospital I work

> at and if I have

> surgery there I pay not one cent for anything.

> Because they do not

> offer this surgery there I received permission to go

> somewhere else

> they are paying this surgery just as if I was doing

> it at home. I

> did not have to pay consultation fees, nutritional

> consult fees,

> nothing to the hospital. Nothing could have gone

> smoother. I have

> BCBSM PPO written for Marquette General Health

> Systems.

>

> What everyone needs to remember, all insurances are

> not the same.

> Just because someone has the same insurance does not

> mean the PLAN is

> the same. Read your individual plan. If you work

> at a large corp.

> go to your benefit coordinator (through you PCP)

> first. It just

> smooths the road for you later on.

>

>

>

>

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>